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314 Cloverleaf Rd, Lake Placid, FL 33852 Property Records

Highlands County property record for 314 Cloverleaf Rd, Lake Placid, FL 33852

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 3,164 sqft · built 1960
Lot Size0.43 acres (18,733 sqft)
OwnerIndividual Name on Record
Last Sale$405,000 (Mar 2022)
Tax Bill$6,997 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC146902000000360

Property Details

APN / Parcel Number

Primary APNC146902000000360
Alternative APN
  • C-14-36-29-020-0000-0360

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area3,164 sqft Living Area
1st Floor Area2,664 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Exterior MaterialConcrete/Cinder Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area18,733 sqft (0.43 acres)
Lot Dimensions152 ft deep x 106 ft wide
View / LotWater

Exterior Amenities

PorchSlab
Porch Area1,202 sqft
Deck Area576 sqft
Patio Area44 sqft
Boat AccessBoat Access
Boat HouseBoat House

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address314 CLOVERLEAF RD
CityLAKE PLACID
StateFL
Zip33852-8966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTWIN LAKES ESTATES PB 5-PG 31 LOT 36
Legal Range29E
Legal Township36S
Legal Section14
Legal SubdivisionTWIN LAKES ESTATES
Legal Lot Number36
JurisdictionHIGHLANDS FL
Township / Civil DivisionLAKE PLACID
Census Block Group1
Census Block1016
Census Tract961402

Owner

Source: Highlands County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address314 CLOVERLEAF RD, LAKE PLACID, FL 33852-8966
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2022 · Amount on Record
Deed SaleMar 3, 2022 · Amount on Record
Deed Document Number20222080952
Deed Book / Page2888 / 503
Last Transfer DateMay 9, 2025
Transfer Doc0002258897
Record UpdatedOct 29, 2026

March 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionHIGHLANDS FL
Recording DateMar 3, 2022
Property Address314 CLOVERLEAF RD, LAKE PLACID, FL 33852-8966
Document Number0002080952
Book / Page2888 / 503
Map ReferenceMB 5 PG 31
Instrument DateFeb 23, 2022
Instrument2080952
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 111, CANDLER, FL 32111-0111

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 CLOVERLEAF RD, LAKE PLACID, FL 33852-8966

Mortgage

Document Number0002888505
DateMar 3, 2022
Instrument2888/505
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,997.00 (+7.23%)$495,026 (+15.68%) Land $110,136 Building $384,890$495,026 (+15.68%) Land $110,136 Building $384,890
2024$6,525.00 (+4.97%)
2023$6,216.00 (+35.16%)$427,909 (+38.26%) Land $110,136 Building $317,773$427,909 (+38.26%) Land $110,136 Building $317,773
2022$4,599.00$309,505 Land $110,136 Building $199,369$309,505 Land $110,136 Building $199,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LAKE PLACID
serves 2,671 people · EPA ID FL6280286
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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