314 Chopping Rd, Mineral, VA 23117 Property Records

Louisa County property record for 314 Chopping Rd, Mineral, VA 23117

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,312 sqft · built 1960
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on File
Last Sale$69,900 (Mar 2019)
Tax Bill$2,308 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42 13 C

Property Details

APN / Parcel Number

Primary APN42 13 C
Alternative APNs
  • 14791
  • 14293

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,312 sqft Living Area
1st Floor Area1,312 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area50,094 sqft (1.15 acres)

Exterior Amenities

PorchSlab
Porch Area352 sqft
Deck Area96 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number14293
Street Address314 CHOPPING RD
CityMINERAL
StateVA
Zip23117-4111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal DescriptionCON CREEK & COLEMAN PLAT 1951/277 SEQ 4 LOT C DB 1932/248 1.152 AC
Legal SubdivisionCON CREEK
Legal Lot NumberC
JurisdictionLOUISA VA
Township / Civil DivisionMINERAL
Census Block Group3
Census Block3012
Census Tract950202

Owner

314 Chopping Rd is owned and occupied by two individuals who acquired it in September 2021.

Source: Louisa County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address314 CHOPPING RD, MINERAL, VA 23117-4111
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Deed, Subdivision Related Transfer · FHA Mortgage
FIRST HERITAGE MORTGAGE LLC
Mar 5, 2019Grant Deed, Transfer
STEVEN C RHODES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2019 · Amount on File
Deed SaleMar 5, 2019 · Amount on File
Deed Document Number20191788
Deed Book / Page1603 / 148
Last Transfer DateSep 10, 2021
Transfer Doc001790/486
Record UpdatedOct 29, 2026

December 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionLOUISA VA
Recording DateDec 18, 2023
Property Address314 CHOPPING RD, MINERAL, VA 23117-4111
Document Number001932/248
Book / Page1932 / 248
Instrument DateDec 5, 2023
Instrument202300011117
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 9, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$143.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address314 CHOPPING RD, MINERAL, VA 23117-4111

Mortgage

Document Number0001932252
DateDec 18, 2023
Instrument1932/252
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUISA VA
Recording DateMar 5, 2019
Property Address314 CHOPPING RD, MINERAL, VA 23117-4111
Document Number0000001788
Book / Page001603 / 000148
Instrument DateFeb 28, 2019
Instrument1788
Transaction TypeTransfer
Record UpdatedMar 26, 2019

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$69.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4224 COURTHOUSE RD LOUISA VA 230933411, LOUISA, VA 23093-3411

Mortgage

Document Number1789
DateMar 5, 2019
Book Page001603/000152
Instrument1789
Lender
NameSTEVEN C RHODES
AddressHARRISONBURG, VA 22801
Agreement
AmountAmount on Record
Term60 Months
DueMar 4, 2024
Interest
Rate5%

Tax Assessment & Valuation

The 2025 property tax bill for 314 Chopping Rd was $2,308, up 56.3% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLouisa County
Unified School DistrictLouisa County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$342,888 (+6.95%) Land $49,600 Building $293,288$342,888 (+6.95%) Land $49,600 Building $293,288
2025$2,308.00 (+56.26%)$320,600 Land $39,500 Building $281,100$320,600 Land $39,500 Building $281,100
2024$1,477.00
2023$188,600 Land $31,400 Building $157,200
2022$699.00$188,600 Land $31,400 Building $157,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Chopping Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Chopping Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Chopping Rd

Nearby Streets

Search Property Records by Address or Parcel Number