Buncombe County property record for 314 Chapman Rd, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,932 sqft · built 1967 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,766 (2025) |
| Deeds & Mortgages | Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 717120-2020-202 |
| Primary APN | 717120-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 2,384 sqft |
| 1st Floor Area | 576 sqft |
| Upper Floors Area | 260 sqft |
| Basement Area | 932 sqft |
| Finished Basement | 576 sqft |
| Unfinished Basement | 356 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Porch | Screened Porch |
|---|---|
| Porch Area | 384 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 717120-2020-202 |
|---|---|
| Street Address | 314 CHAPMAN RD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: MONTREAT BLOCK: LOT: 29 SECTION: PLAT: 0016-0094 |
| Legal Subdivision | MONTREAT |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3105 |
314 Chapman Rd is owned by a company that acquired it in October 2016.
Source: Buncombe County records, as of April 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1130 ARNOLD AVE, GREENVILLE, MS 38701-6321 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 7, 2016 |
| Transfer Doc | 0054861436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Nov 9, 2021 |
| Property Address | 314 CHAPMAN RD, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0061451863 |
| Book / Page | 6145 / 1863 |
| Map Reference | MB 16 PG 94 |
| Instrument Date | Nov 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1130 ARNOLD AVE, 1130, GREENVILLE, MS 38701-6321 |
| Name | Verified Name |
|---|---|
| Address | 1130 ARNOLD AVE, GREENVILLE, MS 38701-6321 |
The 2025 property tax bill for 314 Chapman Rd was $2,766, up 2.7% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Montreat Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,766.00 (+2.75%) | $255,300 Land $130,700 Building $124,600 | $255,300 Land $130,700 Building $124,600 |
| 2024 | $2,692.00 (+1.89%) | ||
| 2023 | $2,642.00 | $255,300 | $255,300 Land $130,700 Building $124,600 |
| 2021 | $255,300 Land $130,700 Building $124,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Chapman Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Chapman Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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