314 Central Dr W, Braham, MN 55006 Property Records

Isanti County property record for 314 Central Dr W, Braham, MN 55006

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 921 sqft · built 1890
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jun 2026)
Tax Bill	$2,614 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14.056.0230`

Property Details

APN / Parcel Number

Primary APN	`14.056.0230`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	921 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Patio Area	288 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	314 CENTRAL DR W
City	BRAHAM
State	MN
Zip	55006-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME ORIGINAL TOWNSITE BRAHAM LOT 004 BLOCK 004 SUBDIVISIONCD 14056
Legal Range	023
Legal Township	037
Legal Section	02
Legal Subdivision	ORIGINAL TOWNSITE BRAHAM
Legal Block	4
Legal Lot Number	4
Jurisdiction	ISANTI MN
Township / Civil Division	BRAHAM
Census Block Group	1
Census Block	1014
Census Tract	130200

Owner

Source: Isanti County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	314 CENTRAL DR W, BRAHAM, MN 55006-9709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Oct 14, 2016 · Amount on Record
Deed Document Number	2026545980
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISANTI MN
Recording Date	Jun 26, 2026
Property Address	314 CENTRAL DR W, BRAHAM, MN 55006-9709
Document Number	0000545980
Instrument Date	Jun 24, 2026
Instrument	2026545980
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,993.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 CENTRAL DR W, BRAHAM, MN 55006-9709

Mortgage

Document Number	0000545981,
Date	Jun 26, 2026
Instrument	2026545981

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.08%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Braham City
Unified School District	Braham Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,614.00 (-3.4%) Homeowner's exemption	$207,000 (+31.76%) Land $10,700 Building $196,300	$207,000 (+31.76%) Land $10,700 Building $196,300
2025		$157,100 (-1.63%) Land $10,700 Building $146,400	$157,100 (-1.63%) Land $10,700 Building $146,400
2023	$2,706.00 (+33.04%) Homeowner's exemption	$159,700 Land $10,700 Building $149,000	$159,700 Land $10,700 Building $149,000
2022	$2,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Braham serves 1,789 people · EPA ID MN1300001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.39 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	2,000 / 350
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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