Queen Anne's County property record for 314 Central Dr, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,344 sqft · built 1979 |
| Lot Size | 0.354 acres (15,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,000 (Oct 1997) |
| Tax Bill | $1,733 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-006812 |
| Primary APN | 02-006812 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,344 sqft Total Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,400 sqft (0.354 acres) |
| Lot Dimensions | 154 ft deep x 100 ft wide |
| Deck Area | 288 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 006812 |
|---|---|
| Street Address | 314 CENTRAL DR |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-2842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-20 |
| Legal Description | LOTS 380-381 SECT 1 CHESTER HARBOR |
| Legal Subdivision | CHESTER HARBOR |
| Legal Block | 8 |
| Legal Lot Number | 380,381 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 2, CHURCH HILL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 810300 |
Source: Queen Anne's County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 CENTRAL DR, CHESTERTOWN, MD 21620-2842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 1997 · Amount on Record |
| Deed Sale | Oct 14, 1997 · Amount on Record |
| Deed Document Number | 1997808 |
| Deed Book / Page | 587 / 155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 314 CENTRAL DR, CHESTERTOWN, MD 21620-2842 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0038060160 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 3806/160 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 1, 2041 |
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,433 (+29.92%) | $249,700 (+23.13%) Land $127,600 Building $122,100 | |
| 2025 | $1,733.00 (+15.53%) Homeowner's exemption | ||
| 2023 | $1,500.00 Homeowner's exemption | $168,133 | $202,800 Land $76,000 Building $126,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
May also be available: BridgeMAXX Suncoast Broadband, Verizon.
5G and 4G LTE (outdoors only)
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