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  5. Centergate Dr

314 Centergate Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 314 Centergate Dr, Charles Town, WV 25414

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,880 sqft · built 2023
Lot Size0.192 acres (8,364 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (Aug 2026)
Tax Bill$3,299 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-10F-0279.0000

Property Details

APN / Parcel Number

Primary APN02-10F-0279.0000
Alternative APN
  • 19-02-10F-0279.0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,880 sqft Living Area
1st Floor Area2,106 sqft
Basement Area660 sqft
Finished Basement660 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area8,364 sqft (0.192 acres)
Lot Dimensions110 ft deep x 78.3 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address314 CENTERGATE DR
CityCHARLES TOWN
StateWV
Zip25414-5768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT #279 MAGNOLIA SPRINGS
Legal SubdivisionMAGNOLIA SPRINGS SUBDIVISION
Legal Lot Number279
JurisdictionJEFFERSON WV
Township / Civil DivisionCHARLES TOWN
Census Block Group2
Census Block2032
Census Tract972506

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address314 CENTERGATE DR, CHARLES TOWN, WV 25414-5768
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2026 · Amount on Record
Deed SaleAug 31, 2026 · Amount on Record
Deed Document Number202613113
Deed Book / Page1383 / 35
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON WV
Recording DateAug 31, 2026
Property Address314 CENTERGATE DR, CHARLES TOWN, WV 25414-5768
Document Number0000013113
Book / Page1383 / 35
Instrument DateAug 24, 2026
Instrument202613113
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyCARDINAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$313,302.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 CENTERGATE DR, CHARLES TOWN, WV 25414-5768

Mortgage

Document Number0000013114,
DateAug 31, 2026
Instrument202613114
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueSep 1, 2051
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,299.00 (-0.75%)$286,100 (-) Land $75,400 Building $210,700$476,833 (+0.03%) Land $125,667 Building $351,167
2025$3,324.00$286,100 Land $75,400 Building $210,700$476,700 Land $125,600 Building $351,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Glo Fiber.

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