314 Cedar Ln, El Lago (Seabrook), TX 77586 Property Records

Harris County property record for 314 Cedar Ln, El Lago, TX 77586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,458 sqft · built 1964
Lot Size	0.348 acres (15,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,900 (Nov 2009)
Tax Bill	$2,917 (2025)
Deeds & Mortgages	Dec 2017 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`093-613-000-0084`

Property Details

APN / Parcel Number

Primary APN	`093-613-000-0084`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,458 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	1,310 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	15,147 sqft (0.348 acres)
View / Lot	Flood Plain
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Enclosed Frame Porch
Porch Area	494 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0936130000084
Street Address	314 CEDAR LN
City	EL LAGO
State	TX
Zip	77586-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 84 BLK 7 EL LAGO SEC 2
Legal Subdivision	EL LAGO SEC 2
Legal Block	7
Legal Lot Number	84
Jurisdiction	HARRIS TX
Township / Civil Division	SOUTHEAST HARRIS
Census Block Group	2
Census Block	2006
Census Tract	341501

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 CEDAR LN, EL LAGO, TX 77586-6114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2009 · Amount on Record
Deed Sale	Nov 5, 2009 · Amount on Record
Deed Document Number	2009505328
Deed Book / Page	1434 / 1298
Prior Transfer Date	Nov 3, 2009
Prior Transfer Doc	20090505328
Record Updated	Oct 29, 2026

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 11, 2017
Property Address	314 CEDAR LN, EL LAGO, TX 77586-6114
Instrument Date	Nov 13, 2017
Instrument	542364
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 CEDAR LN EL LAGO TX 775866114, EL LAGO, TX 77586-6114

Mortgage

Document Number	0000542364
Date	Dec 11, 2017
Instrument	542364

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	El Lago City
Unified School District	Clear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,916 (-14.31%) Land $106,772 Building $184,144	$290,916 (-14.31%) Land $106,772 Building $184,144
2025	$2,917.00 (+11.08%) Homeowner's exemption	$339,514 (+2.45%) Land $106,772 Building $232,742	$339,514 (+2.45%) Land $106,772 Building $232,742
2024	$2,626.00 (+6.75%)
2023		$331,392 Land $106,772 Building $224,620	$331,392 Land $106,772 Building $224,620
2022	$2,460.00 (+21.54%)
2020	$2,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 300 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	300 in force
Nearby Flood Claims	117 (1979–2019)
Claims Outside the SFHA	61 of 117
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 53 claims Hurricane Ike, Sep 2008 · 17 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY WCID 50 EL LAGO serves 3,924 people · EPA ID TX1010241
Water Source	Purchased surface water from CITY OF SEABROOK
Last State Inspection	Mar 2023
Lead	15 ppb (2026) action level 15 ppb
Copper	1.7 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Di(2-ethylhexyl) phthalate resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Rural Telecommunications of America Fixed Wireless	300 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20