314 Cave Hill Rd, Winchester, OH 45697 Property Records

Adams County property record for 314 Cave Hill Rd, Winchester, OH 45697

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 857 sqft · built 1995
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,000 (Aug 1998)
Tax Bill	$1,005 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-00-00-020.033`

Property Details

APN / Parcel Number

Primary APN	`088-00-00-020.033`
Alternative APNs	`F08-001-00-244-53` `000010164`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	857 sqft Living Area
1st Floor Area	1,408 sqft
Attic	Attic
Attic Area	153 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	36 sqft
Patio Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	314 CAVE HILL RD
City	WINCHESTER
State	OH
Zip	45697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 10.000 533 798 E FK EAG T HILL
Jurisdiction	ADAMS OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2090
Census Tract	770301

Owner

Source: Adams County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4228 IVANHOE AVE, CINCINNATI, OH 45212-2914
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage RIVERHILLS BANK
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage RIVERHILLS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 1998 · Amount on Record
Deed Sale	Aug 17, 1998 · Amount on Record
Prior Sale	Aug 14, 1998 · Amount on Record
Last Transfer Date	Apr 3, 2006
Transfer Doc	000271/067
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS OH
Property Address	314 CAVE HILL RD, WINCHESTER, OH 45697
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000547/637
Date	Jul 9, 2020
Book Page	547/637
Instrument	202000002095

Lender

Name	RIVERHILLS BANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS OH
Recording Date	Oct 31, 2018
Property Address	314 CAVE HILL RD, WINCHESTER, OH 45697
Document Number	000513/294
Book / Page	513 / 294
Instrument Date	Oct 25, 2018
Instrument	201800003333
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4228 IVANHOE AVE, CINCINNATI, OH 45212-2914
Investor	Possibly a Property Investor

Mortgage

Document Number	201800003334
Date	Oct 31, 2018
Instrument	201800003334

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Adams County
County Subdivision	Liberty Township
Unified School District	Adams County/Ohio Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,005.00 (+10.8%)	$26,460 (-) Land $13,650 Building $12,810	$75,600 (-) Land $39,000 Building $36,600
2023		$26,460 Land $13,650 Building $12,810
2022	$907.00		$75,600 Land $39,000 Building $36,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS COUNTY REGIONAL WATER DISTRICT serves 21,810 people · EPA ID OH0100012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20
Southern Ohio Communications Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Frontier.

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