314 Cascade Ln, Boones Mill, VA 24065 Property Records

Franklin County property record for 314 Cascade Ln, Boones Mill, VA 24065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,914 sqft · built 2006
Lot Size	5.01 acres (218,410 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jun 2019)
Tax Bill	$1,419 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`027 00-038 01`

Property Details

APN / Parcel Number

Primary APN	`027 00-038 01`
Alternative APN	`41381`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	1,914 sqft
Basement Area	1,914 sqft
Unfinished Basement	1,914 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,410 sqft (5.01 acres)
Terrain	Rolling
Porch	Slab
Porch Area	90 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	41381
Street Address	314 CASCADE LN
City	BOONES MILL
State	VA
Zip	24065-4577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	OFF RT 687-ALEAN ROAD TRACT A
Legal Subdivision	PHILIPS H MUNDY
Legal Phase	A
Legal Tract	A
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1029
Census Tract	20400

Owner

314 Cascade Ln is owned and occupied by two individuals who bought it in June 2019.

Source: Franklin County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 CASCADE LN, BOONES MILL, VA 24065-4577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 14, 2020	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Jun 26, 2019	Warranty Deed, Transfer · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC
Mar 6, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2019 · Amount on File
Deed Sale	Jun 26, 2019 · Amount on File
Prior Sale	Mar 6, 2019 · Amount on File
Deed Document Number	20193738
Deed Book / Page	1123 / 1471
Prior Transfer Date	Feb 20, 2019
Prior Transfer Doc	0011190475
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	314 CASCADE LN, BOONES MILL, VA 24065-4577
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012361948
Date	Oct 30, 2025
Book Page	1236/1948
Instrument	250007048

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 29, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	314 CASCADE LN, BOONES MILL, VA 24065-4577
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011520677
Date	Dec 3, 2020
Book Page	1152/677
Instrument	200009796

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	314 CASCADE LN, BOONES MILL, VA 24065-4577
Document Number	0011342034
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 CASCADE LN BOONES MILL VA 240654577, BOONES MILL, VA 24065-4577

Mortgage

Document Number	0011342034
Date	Feb 12, 2020
Book Page	001134/002034
Instrument	935

Lender

Name	MEMBER ONE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 11, 2045

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 26, 2019
Property Address	314 CASCADE LN, BOONES MILL, VA 24065-4577
Document Number	0011231473
Book / Page	001123 / 001473
Instrument Date	Jun 26, 2019
Instrument	3738
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 CASCADE LN ROCKY MOUNT VA 24151, ROCKY MOUNT, VA 24151

Mortgage

Document Number	11231471
Date	Jun 26, 2019
Book Page	001123/001471
Instrument	3739

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

Interest

Rate Type	Fixed Rate

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 6, 2019
Property Address	314 CASCADE LN, BOONES MILL, VA 24065-4577
Document Number	0011190475
Book / Page	001119 / 000475
Instrument Date	Feb 20, 2019
Instrument	1284
Transaction Type	Foreclosure
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$156.10
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 CASCADE LN BOONES MILL VA 240654575, BOONES MILL, VA 24065-4575

Tax Assessment & Valuation

The 2025 property tax bill for 314 Cascade Ln was $1,419.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,419.00	$330,100 Land $50,100 Building $280,000	$330,100 Land $50,100 Building $280,000
2023	$1,248.00	$204,700 (-) Land $43,100 Building $161,600	$204,700 (-) Land $43,100 Building $161,600
2022		$204,700 Land $43,100 Building $161,600	$204,700 Land $43,100 Building $161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Cascade Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2004–2019)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Cascade Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cascade Ln

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