Becker County property record for 314 Cardinal Pl, Audubon, MN 56511
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 808 sqft · built 2007 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jun 2025) |
| Tax Bill | $1,902 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jul 2020 Sale & Mortgage |
| APN | 47.0019.433 |
| Primary APN | 47.0019.433 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 808 sqft Living Area |
| Basement Area | 680 sqft |
| Finished Basement | 680 sqft |
| Unfinished Basement | 680 sqft |
| Bonus Room | Bonus Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,375 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 314 CARDINAL PL |
|---|---|
| City | AUDUBON |
| State | MN |
| Zip | 56511-9547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 15 TWN 139 RNG 042 CARDINAL SECOND ADDN LOT 003 BLOCK 001 |
| Legal Range | 042 |
| Legal Township | 139 |
| Legal Section | 15 |
| Legal Subdivision | CARDINAL SECOND ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | BECKER MN |
| Township / Civil Division | AUDUBON |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 450800 |
314 Cardinal Pl is owned and occupied by two individuals who bought it in June 2025.
Source: Becker County records, as of August 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 CARDINAL PL, AUDUBON, MN 56511-9547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Jul 28, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2025 · Amount on File |
| Deed Sale | Jun 6, 2025 · Amount on File |
| Prior Sale | Jan 25, 2024 · Amount on File |
| Deed Document Number | 2025712402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BECKER MN |
| Recording Date | Jan 25, 2024 |
| Property Address | 314 CARDINAL PL, AUDUBON, MN 56511-9547 |
| Document Number | 0000702211 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 702211 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000702212 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 702212 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BECKER MN |
| Recording Date | Jul 28, 2020 |
| Property Address | 314 CARDINAL PL, AUDUBON, MN 56511-9547 |
| Document Number | 670055 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 670055 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 CARDINAL PL, AUDUBON, MN 56511-9547 |
| Document Number | 0000670056 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 670056 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 314 Cardinal Pl was $1,902 with a homeowner's exemption, down 10.2% from the year before.
Source: Becker County assessment roll, as of August 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Becker County |
| Municipality | Audubon City |
| Unified School District | Lake Park Audubon School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,902.00 (-10.2%) Homeowner's exemption | $196,200 (-) Land $10,300 Building $185,900 | $196,200 (-) Land $10,300 Building $185,900 |
| 2025 | $2,118.00 Homeowner's exemption | $196,200 Land $10,300 Building $185,900 | $196,200 Land $10,300 Building $185,900 |
| 2023 | $2,152.00 Homeowner's exemption | $170,000 Land $9,400 Building $160,600 | $170,000 Land $9,400 Building $160,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 314 Cardinal Pl; there have been 12 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 12 (1997–2001) |
| Claims Outside the SFHA | 12 of 12 |
| Most Recent Claim | May 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Cardinal Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Audubon serves 570 people · EPA ID MN1030001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Arvig Cable · Fiber in parts of the area | 1,000 / 50 |
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