314 Cardinal Dr, Franklin, KY 42134 Property Records

Simpson County property record for 314 Cardinal Dr, Franklin, KY 42134 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,422 sqft · built 1977
Owner	Individual Name on File
Last Sale	$328,000 (Sep 2024)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-00-01-009.00`

Property Details

APN / Parcel Number

Primary APN	`020-00-01-009.00`
Alternative APN	`6168`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,422 sqft Living Area

Exterior

Year Built	Built 1977
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	314 CARDINAL DR
City	FRANKLIN
State	KY
Zip	42134-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	314 CARDINAL DRIVE
Legal Subdivision	AUSTIN
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1010
Census Tract	970401

Owner

Source: Simpson County records · APN 020-00-01-009.00

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	314 CARDINAL DR, FRANKLIN, KY 42134-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 27, 2018	Deed, Transfer · VA Mortgage FRANKLIN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2024 · Amount on Record
Deed Sale	Sep 12, 2024 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	1227102
Deed Book / Page	D382 / 330
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	314 CARDINAL DR, FRANKLIN, KY 42134-2204
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	BETTERS TITLE & SETTLEMENT, BETTERS TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M494/421
Date	Apr 29, 2021
Book Page	M494/421
Instrument	1202143

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 01, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Jul 27, 2018
Property Address	314 CARDINAL DR, FRANKLIN, KY 42134-2204
Document Number	00D335/724
Book / Page	D335 / 724
Map Reference	MB 3 PG 88B
Instrument Date	Jul 27, 2018
Instrument	1187458
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 DAIRY ASHFORD RD APT 430, 611, HOUSTON, TX 77079-3927

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	314 CARDINAL DR, FRANKLIN, KY 42134-2204

Mortgage

Document Number	0001187459
Date	Jul 27, 2018
Instrument	1187459

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,878.00 (+44.48%)	$328,000 (+53.27%)	$328,000 (+53.27%)
2023	$1,992.00	$214,000	$214,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212139704011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Franklin Electric Plant Board	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cardinal Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures