314 Bridlegate Dr, McKinney, TX 75069 Property Records

Collin County property record for 314 Bridlegate Dr, McKinney, TX 75069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 1996
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$401,327 (Jun 2026)
Tax Bill	$4,089 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-3421-00A-0100-1`

Property Details

APN / Parcel Number

Primary APN	`R-3421-00A-0100-1`
Alternative APNs	`000002039148` `2039148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,786 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	1,110 sqft
2nd Floor Area	676 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	16 sqft

Location & Zoning

Street Address	314 BRIDLEGATE DR
City	MCKINNEY
State	TX
Zip	75069-5367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	WILSON CREEK ESTATES SECTION TWO, BLK A, LOT 10
Legal Subdivision	WILSON CREEK ESTATES SECTION TWO (CMC)
Legal Block	A
Legal Lot Number	10
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	4
Census Block	4050
Census Tract	30802

Owner

314 Bridlegate Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Collin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 BRIDLEGATE DR, MCKINNEY, TX 75069-5367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 17, 2018	Warranty Deed, Transfer PRIME LNDG
May 3, 2018	Deed of Trust, Mortgage FROST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	202678140
Prior Transfer Date	Jul 12, 2018
Prior Transfer Doc	0000888680
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 10, 2026
Property Address	314 BRIDLEGATE DR, MCKINNEY, TX 75069-5367
Document Number	0000078140
Instrument Date	May 29, 2026
Instrument	202678140
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 BRIDLEGATE DR, MCKINNEY, TX 75069-5367

Mortgage

Document Number	0000078141,
Date	Jun 10, 2026
Instrument	202678141

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 17, 2018
Property Address	314 BRIDLEGATE DR, MCKINNEY, TX 75069-5367
Document Number	0000888680
Instrument Date	Jul 13, 2018
Instrument	888680
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 BRIDLEGATE DR MCKINNEY TX 750695367, MCKINNEY, TX 75069-5367

Mortgage

Document Number	888690
Date	Jul 17, 2018
Instrument	888690

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	314 BRIDLEGATE DR, MCKINNEY, TX 75069-5367
Document Number	0000613330
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 BRIDLEGATE DR MCKINNEY TX 750695367, MCKINNEY, TX 75069-5367

Mortgage

Document Number	0000613330
Date	May 21, 2018
Instrument	613330

Lender

Name	FROST BK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 314 Bridlegate Dr was $4,089 with a homeowner's exemption, down 14% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,089.00 (-13.95%) Homeowner's exemption	$326,994 Land $97,750 Building $229,244	$326,994 Land $97,750 Building $229,244
2024	$4,752.00
2023		$371,352 Land $86,250 Building $285,102	$371,352 Land $86,250 Building $285,102
2022	$5,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Bridlegate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Bridlegate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, Rise Broadband, Verizon.

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