314 Birch Circle Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 314 Birch Circle Dr, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,886 sqft · built 1976
Lot Size0.64 acres (27,900 sqft)
OwnerIndividual Name on Record
Last Sale$51,000 (Jan 1993)
Tax Bill$1,756 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN157282

Property Details

APN / Parcel Number

Primary APN157282
Alternative APN
  • 03110 1 5

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,886 sqft Heated Area
Gross Area2,748 sqft
1st Floor Area1,886 sqft
Basement Area416 sqft
Finished Basement416 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area27,900 sqft (0.64 acres)
Lot Dimensions225 ft deep x 124 ft wide
Garage TypeMixed
Garage Area1 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Deck Area96 sqft
Patio Area96 sqft
Shed1 Shed
Storage Building84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number157282
Street Address314 BIRCH CIRCLE DR
CityHUDSON
StateNC
Zip28638-9701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1872 PG 1795 YR 2015 ST 216.00
Legal SubdivisionSOUTHERN HILLS
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group3
Census Block3015
Census Tract30700

Owner

Source: Caldwell County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address314 BIRCH CIRCLE DR, HUDSON, NC 28638-9701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1993 · Amount on Record
Deed SaleJan 1, 1993 · Amount on Record
Deed Book / Page1082 / 1422
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address314 BIRCH CIRCLE DR, HUDSON, NC 28638-9701
Transaction TypeMortgage
Record UpdatedJul 20, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020200949
DateMay 3, 2021
Book Page2020/949
Instrument10057050
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityHudson Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,600 (-) Land $19,600 Building $249,000
2025$1,756.00 (+51.25%)$268,600 (+79.55%) Land $19,600 Building $249,000$268,600 (+79.55%) Land $19,600 Building $249,000
2023$149,600 (-) Land $19,600 Building $130,000$149,600 (-) Land $19,600 Building $130,000
2022$1,161.00$149,600 Land $19,600 Building $130,000$149,600 Land $19,600 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LENOIR
serves 26,388 people · EPA ID NC0114010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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