314 Bethel St, Morganton, NC 28655 Property Records

Burke County property record for 314 Bethel St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1922
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2023)
Tax Bill	$777 (2026)
Deeds & Mortgages	Jul 2023 Sale Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2703846485`

Property Details

APN / Parcel Number

Primary APN	`2703846485`
Alternative APN	`1959`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	279 sqft
Unfinished Basement	279 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Asbestos
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,761 sqft (0.27 acres)
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	35 sqft
Patio Area	35 sqft
Lean-To	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	314 BETHEL ST
City	MORGANTON
State	NC
Zip	28655-3684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	314 BETHEL ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3003
Census Tract	20600

Owner

314 Bethel St is owned and occupied by an individual who bought it in July 2023.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	314 BETHEL ST, MORGANTON, NC 28655-3684
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Warranty Deed, Transfer
Mar 14, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Mar 14, 2018 · Amount on File
Deed Document Number	202323006144
Deed Book / Page	2693 / 760
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 5, 2023
Property Address	314 BETHEL ST, MORGANTON, NC 28655-3684
Document Number	0026930760
Book / Page	2693 / 760
Instrument Date	Jul 5, 2023
Instrument	2023006144
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5664 ROLLINS AVE, CONNELLY SPRINGS, NC 28612-8346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 BETHEL ST, MORGANTON, NC 28655-3684

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 14, 2018
Property Address	314 BETHEL ST, MORGANTON, NC 28655-3684
Document Number	0023370616
Book / Page	2337 / 0616
Map Reference	MB672 PG827
Instrument Date	Mar 14, 2018
Instrument	2017013851
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 MICHAELS ST, 213, MORGANTON, NC 28655-3252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 BETHEL ST, MORGANTON, NC 28655-3684

Mortgage

Document Number	2017013852
Date	Mar 14, 2018
Instrument	2017013852

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Margin	2
Max Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 314 Bethel St was $777, up 0.6% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$777.00 (+0.65%)	$121,672 (-) Land $12,879 Building $108,793	$121,672 (-) Land $12,879 Building $108,793
2025	$772.00	$121,672 Land $12,879 Building $108,793	$121,672 Land $12,879 Building $108,793
2023	$758.00 (+12.3%)	$119,648 (+40.14%) Land $12,879 Building $106,769	$119,648 (+40.14%) Land $12,879 Building $106,769
2022	$675.00	$85,375 Land $12,150 Building $73,225	$85,375 Land $12,150 Building $73,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Bethel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Bethel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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