314 Bayshore Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 314 Bayshore Dr, Niceville, FL 32578

Property Summary

Property Type	Restaurant
Details	2 ba · 3,945 sqft · built 1934
Lot Size	0.147 acres (6,381 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Jul 2018)
Tax Bill	$2,613 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jul 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-9476-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-9476-9`
Alternative APNs	`07-1S-22-2520-0002-0030` `22S107252000020030`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,945 sqft Gross Area
1st Floor Area	3,176 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,381 sqft (0.147 acres)
Lot Width	48 ft Width
Porch	Finished/Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	314 BAYSHORE DR
City	NICEVILLE
State	FL
Zip	32578-2425
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	NICEVILLE LOT 4 BLK 2 AND BEG NW COR LOT 6 SE ALG N LOT LINE 10FT S48 DEG W 61FT TO W LINE LOT 6 NE ALG LOT LINE 60.53FT TO POB AND BEG SE COR LOT 3 NE ALG LOT LINE 25FT N50 DEG W TO NW LOT LINE OF LOT 3 SW TO SW COR LOT 3 S50 DEG E TO POB LESS BEG S
Legal Range	22W
Legal Township	01S
Legal Section	07
Legal Subdivision	NICEVILLE
Legal Block	2
Legal Lot Number	30
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2017
Census Tract	21101

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	717 BAYSHORE DR, NICEVILLE, FL 32578-2546
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit BEACH BANK
Jul 2, 2018	Warranty Deed, Transfer · Line of Credit PETERS LIVING TRUST (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Nov 14, 2005 · Amount on Record
Deed Document Number	20183217010
Deed Book / Page	3357 / 907
Prior Transfer Date	Jun 27, 2018
Prior Transfer Doc	0033570907
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	314 BAYSHORE DR, NICEVILLE, FL 32578-2425
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 BAYSHORE DR, NICEVILLE, FL 32578-2546

Mortgage

Document Number	0035363459
Date	Apr 1, 2021
Book Page	3536/3459
Instrument	3443162

Lender

Name	BEACH BANK
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 2, 2018
Property Address	314 BAYSHORE DR, NICEVILLE, FL 32578-2425
Document Number	0033570907
Book / Page	003357 / 000907
Instrument Date	Jun 27, 2018
Instrument	3217010
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	717 BAYSHORE DR NICEVILLE FL 325782546, NICEVILLE, FL 32578-2546

Mortgage

Document Number	33570911
Date	Jul 2, 2018
Book Page	003357/000911
Instrument	3217012

Lender

Name	PETERS LIVING TRUST (LT)
Address	1230 MEIGS DR, NICEVILLE, FL 32578-3018

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,613.00 (+17.17%)	$200,532 (+15.46%) Land $47,403 Building $153,129	$200,532 (+15.46%) Land $47,403 Building $153,129
2023	$2,230.00 (+6.7%)	$173,680 (-0.27%) Land $44,660 Building $129,020	$173,680 (-0.27%) Land $44,660 Building $129,020
2022	$2,090.00	$174,144 Land $42,554 Building $131,590	$174,144 Land $42,554 Building $131,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	31 (1979–2020)
Claims Outside the SFHA	12 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Frances, Sep 2004 · 9 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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