Worcester County property record for 314 Bay St, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,396 sqft · built 1930 |
| Lot Size | 0.45 acres (19,620 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,000 (Jul 1996) |
| Tax Bill | $3,671 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-030229 |
| Primary APN | 03-030229 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,620 sqft (0.45 acres) |
| Lot Depth | 2 ft Depth |
| Porch | Slab |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 030229 |
|---|---|
| Street Address | 314 BAY ST |
| City | BERLIN |
| State | MD |
| Zip | 21811-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 59.9' X 227.7' X 64.35' X 303.27 SOUTH SIDE 314 BAY ST |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 951000 |
314 Bay St is owned and occupied by two individuals who acquired it in October 2009.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 BAY ST, BERLIN, MD 21811-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 1996 · Amount on File |
| Deed Sale | Jul 8, 1996 · Amount on File |
| Deed Document Number | 1996302009 |
| Deed Book / Page | 2292 / 599 |
| Last Transfer Date | Oct 16, 2009 |
| Transfer Doc | 0053670391 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 314 Bay St was $3,671, up 3.9% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,671.00 (+3.91%) | $210,200 (+3.91%) | $218,100 (-) Land $106,700 Building $111,400 |
| 2025 | $3,533.00 | $202,300 | $218,100 Land $106,700 Building $111,400 |
| 2023 | $3,118.00 | $174,767 | $194,400 Land $106,700 Building $87,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Bay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 individual policies |
| Nearby Flood Policies | 27 units insured incl. 3 condo units |
| Nearby Flood Claims | 13 (1992–2020) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Bay St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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