314 Baucom Deese Rd, Monroe, NC 28110 Property Records

Union County property record for 314 Baucom Deese Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,224 sqft · built 2000
Lot Size	7.35 acres (320,166 sqft)
Owner	Individual Name on Record
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-174-006K`

Property Details

APN / Parcel Number

Primary APN	`09-174-006K`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	320,166 sqft (7.35 acres)
Porch	Slab
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 BAUCOM DEESE RD
City	MONROE
State	NC
Zip	28110-8779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	BOSWELL 314 BAUCOM DEESE RD
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1008
Census Tract	20401

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 YATES AVE, BLACK MOUNTAIN, NC 28711-5511
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF OKLAHOMA
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	314 BAUCOM DEESE RD, MONROE, NC 28110-8779
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 BILTMORE AVE 201, 201, ASHEVILLE, NC 28801-3660

Mortgage

Document Number	0008635360
Date	Jan 4, 2023
Book Page	8635/360
Instrument	167

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	314 BAUCOM DEESE RD, MONROE, NC 28110-8779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7864240
Date	Oct 28, 2020
Book Page	7864/240
Instrument	44052

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,002.00 (+24.97%)	$394,000 (+64.58%) Land $182,100 Building $211,900	$394,000 (+64.58%) Land $182,100 Building $211,900
2023	$1,602.00	$239,400 Land $74,200 Building $165,200	$239,400 Land $74,200 Building $165,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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