314 Arrowhead Trl, Columbus, NC 28722 Property Records

Polk County property record for 314 Arrowhead Trl, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1994
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jul 2017)
Tax Bill	$1,893 (2026)
Deeds & Mortgages	Feb 2020 Refinance Sep 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P45-177`

Property Details

APN / Parcel Number

Primary APN	`P45-177`
Alternative APN	`55228`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,280 sqft Finished Area
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Metal
Lot Area	43,996 sqft (1.01 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	55228
Street Address	314 ARROWHEAD TRL
City	COLUMBUS
State	NC
Zip	28722-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT 70, 0C07 CAMP SKYUKA
Legal Subdivision	CAMP SKYUKA
Legal Lot Number	70
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2054
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 ARROWHEAD TRL, COLUMBUS, NC 28722-3428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Sep 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 31, 2017	Warranty Deed, Transfer · Conventional Mortgage NEW YORK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	May 20, 1996 · Amount on Record
Deed Document Number	20174655380003
Deed Book / Page	427 / 2375
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	314 ARROWHEAD TRL, COLUMBUS, NC 28722-3428
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00446/1000
Date	Feb 5, 2020
Book Page	446/1000

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	314 ARROWHEAD TRL, COLUMBUS, NC 28722-3428
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443/48
Date	Sep 13, 2019
Book Page	443/48

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	314 ARROWHEAD TRL, COLUMBUS, NC 28722-3428
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00468/2397
Date	Apr 5, 2022
Book Page	468/2397

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 31, 2017
Property Address	314 ARROWHEAD TRL, COLUMBUS, NC 28722-3428
Document Number	00427/2375
Book / Page	427 / 2375
Instrument Date	Jul 28, 2017
Instrument	004655380003
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ARROWHEAD TRL, COLUMBUS, NC 28722-3428

Mortgage

Document Number	00427/2378
Date	Jul 31, 2017
Book Page	427/2378

Lender

Name	NEW YORK COMMUNITY BANK
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,893.00	$362,282 (-) Land $35,085 Building $327,197	$362,282 (-) Land $35,085 Building $327,197
2025	$1,893.00 (+19.73%)	$362,282 (+45.83%) Land $35,085 Building $327,197	$362,282 (+45.83%) Land $35,085 Building $327,197
2023	$1,581.00	$248,425 Land $30,085 Building $218,340
2021			$248,425 Land $30,085 Building $218,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	50 / 3

May also be available: T-Mobile, Verizon.

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