Dodge County property record for 314 Arnold St, West Concord, MN 55985
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,029 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,000 (Sep 2026) |
| Tax Bill | $3,048 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.100.2830 |
| Primary APN | 26.100.2830 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,029 sqft Living Area |
| Basement Area | 96 sqft |
| Unfinished Basement | 96 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 314 ARNOLD ST |
|---|---|
| City | WEST CONCORD |
| State | MN |
| Zip | 55985-2071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 187200 0 26100 SECT-19 TWP-108 RANGE-017 ORIGINAL PLAT E96FT OF W172FT OF S1/2 OF BLK 20 |
| Legal Range | 17W |
| Legal Township | 108 |
| Legal Section | 19 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 20 |
| Jurisdiction | DODGE MN |
| Township / Civil Division | WEST CONCORD |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 950300 |
314 Arnold St is owned and occupied by two individuals who bought it in September 2026.
Source: Dodge County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 ARNOLD ST, WEST CONCORD, MN 55985-2071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK |
| Jun 18, 2026 | Affidavit, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on File |
| Deed Sale | Sep 18, 2026 · Amount on File |
| Prior Sale | Sep 1, 2011 · Amount on File |
| Deed Document Number | 2026260295 |
| Prior Transfer Date | Jul 31, 2025 |
| Prior Transfer Doc | 0000256017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DODGE MN |
| Recording Date | Sep 18, 2026 |
| Property Address | 314 ARNOLD ST, WEST CONCORD, MN 55985-2071 |
| Document Number | 0000260295 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 2026260295 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | ROCHESTER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,325.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 314 ARNOLD ST, WEST CONCORD, MN 55985-2071 |
| Document Number | 0000260295, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 2026260295 |
| Name | HERITAGE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | DODGE MN |
| Recording Date | Jun 18, 2026 |
| Property Address | 314 ARNOLD ST, WEST CONCORD, MN 55985-2071 |
| Document Number | 0000259282 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026259282 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 314 Arnold St was $3,048 with a homeowner's exemption, up 4.9% from the year before.
Source: Dodge County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dodge County |
| Municipality | West Concord City |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,048.00 (+4.89%) Homeowner's exemption | $214,700 (+6.39%) Land $14,600 Building $200,100 | $214,700 (+6.39%) Land $14,600 Building $200,100 |
| 2025 | $2,906.00 Homeowner's exemption | $201,800 Land $14,600 Building $187,200 | $201,800 Land $14,600 Building $187,200 |
| 2023 | $190,200 Land $14,600 Building $175,600 | $190,200 Land $14,600 Building $175,600 | |
| 2022 | $2,796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Arnold St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 314 Arnold St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | West Concord serves 773 people · EPA ID MN1200007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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