314 Armand Dr, Troy, OH 45373 Property Records

Miami County property record for 314 Armand Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,622 sqft · built 1951
Lot Size	0.432 acres (18,818 sqft)
Owner	Individual Name on Record
Last Sale	$62,900 (Mar 2021)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-055904`

Property Details

APN / Parcel Number

Primary APN	`D08-055904`
Alternative APNs	`050629.1-07-035-00` `D08SW140 01501`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
1st Floor Area	2,588 sqft
Attic	Attic
Attic Area	328 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	18,818 sqft (0.432 acres)
Lot Dimensions	235 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	314 ARMAND DR
City	TROY
State	OH
Zip	45373-2758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 5952
Legal Subdivision	TROY
Legal Lot Number	5952
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2005
Census Tract	365301

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 ARMAND DR, TROY, OH 45373-2758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	May 13, 2015 · Amount on Record
Deed Document Number	20212021OR-04955
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	0000004955
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	314 ARMAND DR, TROY, OH 45373-2758
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ARMAND DR, TROY, OH 45373-2758

Mortgage

Document Number	0000002460
Date	Mar 9, 2023
Instrument	2023OR-02460

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 25, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 24, 2021
Property Address	314 ARMAND DR, TROY, OH 45373-2758
Document Number	0000004955
Map Reference	MB 10 PG 68
Instrument Date	Mar 15, 2021
Instrument	2021OR-04955
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	FIRST TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ARMAND DR, TROY, OH 45373-2758

Mortgage

Document Number	0000004956
Date	Mar 24, 2021
Instrument	2021OR-04956

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,879.00 (+28.52%) Homeowner's exemption	$56,640 (+46.17%) Land $12,360 Building $44,280	$161,800 (+46.16%) Land $35,300 Building $126,500
2024	$1,462.00 (+2.17%) Homeowner's exemption	$38,750 (-) Land $11,270 Building $27,480
2023	$1,431.00 (+17.49%) Homeowner's exemption	$38,750 (-) Land $11,270 Building $27,480	$110,700 (-) Land $32,200 Building $78,500
2022	$1,218.00 Homeowner's exemption	$38,750 Land $11,270 Building $27,480	$110,700 Land $32,200 Building $78,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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