314 Alta Ln, El Cajon, CA 92021 Property Records

San Diego County property record for 314 Alta Ln, El Cajon, CA 92021

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 1,115 sqft · built 1950
Lot Size	0.24 acres (10,455 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Sep 2020)
Tax Bill	$6,806 (2025)
Deeds & Mortgages	May 2026 Transfer Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`509-174-08-00`

Property Details

APN / Parcel Number

Primary APN	`509-174-08-00`
Alternative APN	`5091740100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Building Area	1,115 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Family
Lot Area	10,455 sqft (0.24 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Old Parcel Number	5091740100
Street Address	314 ALTA LN
City	EL CAJON
State	CA
Zip	92021-4215
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RR
Legal Description	SEC 3-16-1E SWQ (EX ST)PAR 2 PER DOC76-135609 IN NEQ OF
Legal Range	01E
Legal Township	16
Legal Section	03
Legal Subdivision	SUNCREST CABIN SITES 678-680
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15501

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1901 ALEGRIA DR, EL CAJON, CA 92021-4202
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2020	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Sep 3, 2020	Grant Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Aug 5, 1994 · Amount on Record
Deed Document Number	2020513599
Prior Transfer Date	Aug 19, 2020
Prior Transfer Doc	0000513598
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2026
Property Address	314 ALTA LN, EL CAJON, CA 92021-4215
Document Number	0000138367
Instrument Date	May 7, 2026
Instrument	2026138367
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1901 ALEGRIA DR, EL CAJON, CA 92021-4202

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	314 ALTA LN, EL CAJON, CA 92021-4215
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ALTA LN, EL CAJON, CA 92021-4215

Mortgage

Document Number	0000740084
Date	Oct 25, 2021
Instrument	2021-0740084

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	314 ALTA LN, EL CAJON, CA 92021-4215
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ALTA LN, EL CAJON, CA 92021-4215

Mortgage

Document Number	0000049152
Date	Feb 2, 2022
Instrument	2022-0049152

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2020
Property Address	314 ALTA LN, EL CAJON, CA 92021-4215
Document Number	0000513598
Instrument Date	Aug 19, 2020
Instrument	513598
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1901 ALEGRIA DR EL CAJON CA 920214202, EL CAJON, CA 92021-4202

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2020
Property Address	314 ALTA LN, EL CAJON, CA 92021-4215
Document Number	0000513599
Instrument Date	Jul 14, 2020
Instrument	2020-0513599
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	314 ALTA LN, EL CAJON, CA 92021-4215

Mortgage

Document Number	0000513600
Date	Sep 3, 2020
Instrument	2020-0513600

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,834 (+2%) Land $331,223 Building $165,611
2025	$6,806.00 (-0.1%)	$487,093 (+4.04%) Land $324,729 Building $162,364
2024	$6,813.00 (+2.74%)
2023	$6,631.00 (+1.87%)	$468,180 Land $312,120 Building $156,060
2022	$6,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1991–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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