314 Adobe Ln, Jacksonville, NC 28546 Property Records

Onslow County property record for 314 Adobe Ln, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (May 2024)
Tax Bill	$1,532 (2026)
Deeds & Mortgages	May 2023 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1115N-66`

Property Details

APN / Parcel Number

Primary APN	`1115N-66`
Alternative APNs	`490010966` `474823000` `162679`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490010966
Street Address	314 ADOBE LN
City	JACKSONVILLE
State	NC
Zip	28546-0068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L81 S2 THE FARM AT HUNTERS CREEK
Legal Subdivision	THE FARM AT HUNTER'S CREEK SEC 2
Legal Lot Number	81
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1000
Census Tract	2400

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 ADOBE LN, JACKSONVILLE, NC 28546-0068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 14, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Mar 18, 2019	Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES
Sep 6, 2018	Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	Jul 14, 2021 · Amount on Record
Deed Book / Page	6156 / 811
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	314 ADOBE LN, JACKSONVILLE, NC 28546-0068
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	SERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ADOBE LN, JACKSONVILLE, NC 28546-0068

Mortgage

Document Number	0059720179
Date	May 30, 2023
Book Page	5972/179

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 14, 2021
Property Address	314 ADOBE LN, JACKSONVILLE, NC 28546-0068
Document Number	0055160384
Book / Page	5516 / 384
Map Reference	MB 74 PG 22
Instrument Date	Jun 6, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ADOBE LN, JACKSONVILLE, NC 28546-0068

Mortgage

Document Number	0005516388
Date	Jul 14, 2021
Instrument	5516/388

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 18, 2019
Property Address	314 ADOBE LN, JACKSONVILLE, NC 28546-0068
Document Number	0049120107
Book / Page	4912 / 107
Map Reference	MB 74 PG 22
Instrument Date	Mar 14, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1066, JACKSONVILLE, NC 28541-1066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ADOBE LN, JACKSONVILLE, NC 28546-0068
Investor	Possibly a Property Investor

Mortgage

Document Number	0004912111
Date	Mar 18, 2019
Instrument	4912/111

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

September 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 6, 2018
Property Address	314 ADOBE LN, JACKSONVILLE, NC 28546-0068
Document Number	0048380001
Book / Page	4838 / 001
Map Reference	MB74 PG22
Instrument Date	Sep 5, 2018
Transaction Type	Construction Loan
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Tax	$83.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 BROOKVIEW DR, 133, JACKSONVILLE, NC 28540-3709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1066, JACKSONVILLE, NC 28541-1066

Mortgage

Document Number	0000048385
Date	Sep 6, 2018
Instrument	4838/5

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,532.00	$277,969 (+18.83%) Land $50,000 Building $227,969	$277,969 (+18.83%) Land $50,000 Building $227,969
2023	$1,532.00	$233,921 Land $42,500 Building $191,421	$233,921 Land $42,500 Building $191,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	19 (2003–2018)
Claims Outside the SFHA	18 of 19
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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