Stearns County property record for 314 8th Ave S, Saint Cloud, MN 56301 · Last verified July 2026
| Property Type | Clubs, Lodges, Professional Associations |
|---|---|
| Details | 7 bd · 2,006 sqft · built 1885 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,900 (May 2026) |
| Tax Bill | $3,032 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-52221-0000 |
| Primary APN | 82-52221-0000 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Building Area | 2,006 sqft Living Area |
| 1st Floor Area | 1,332 sqft 1st Floor |
| Stories | 1 Story |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Width | 55 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 903 sqft Garage |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 314 8TH AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-4209 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Clubs, Lodges, Professional Associations |
| Legal Description | LOT 010 BLK 054 CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 14 |
| Legal Subdivision | CURTIS SURVEY ADD |
| Legal Block | 54 |
| Legal Lot Number | 10 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 303 |
Source: Stearns County records · APN 82-52221-0000
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17679 UPPER SPUNK LAKE RD, AVON, MN 56310-9627 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Deed Document Number | 20261712778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 11, 2026 |
| Property Address | 314 8TH AVE S, SAINT CLOUD, MN 56301-4209 |
| Document Number | 0001712778 |
| Instrument Date | May 07, 2026 |
| Instrument | 20261712778 |
| Record Updated | May 29, 2026 |
| Title Company | RAINS COUNTY ABSTRACT AND TITLE, STEARNS COUNTY ABSTRACT & TITL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,961.17 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17679 UPPER SPUNK LAKE RD, AVON, MN 56310-9627 |
| Document Number | 0001712778, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20261712778 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,032.00 (+21.47%) | ||
| 2025 | $165,800 (-) Land $40,000 Building $125,800 | $165,800 (-) Land $40,000 Building $125,800 | |
| 2023 | $2,496.00 | $165,800 Land $25,000 Building $140,800 | $165,800 Land $25,000 Building $140,800 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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