314 7th St, Pacific Grove, CA 93950 Property Records

Monterey County property record for 314 7th St, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,929 sqft · built 1989
Lot Size	0.11 acres (4,800 sqft)
Owner	Trust Name on File
Last Sale	$1,918,000 (May 2022)
Tax Bill	$22,335 (2025)
Deeds & Mortgages	Jul 2022 Transfer May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-265-016-000`

Property Details

APN / Parcel Number

Primary APN	`006-265-016-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,929 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,800 sqft (0.11 acres)
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	314 7TH ST
City	PACIFIC GROVE
State	CA
Zip	93950-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 17 PAR MAPS PG 136 PAR B
Legal Subdivision	PM17 136
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2028
Census Tract	12302

Owner

314 7th St is owner-occupied and held in a trust since May 2022.

Source: Monterey County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	314 7TH ST, PACIFIC GROVE, CA 93950-3505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
May 5, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 24, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 4, 2019	Intrafamily Transfer, Transfer · VA Mortgage ROYAL PACIFIC FUNDING CORP
Sep 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on File
Deed Sale	May 5, 2022 · Amount on File
Prior Sale	Sep 4, 2019
Deed Document Number	202221459
Transfer Doc	0000005935
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 26, 2022
Property Address	314 7TH ST, PACIFIC GROVE, CA 93950-3505
Document Number	0000032070
Map Reference	VOL 17 PG 136
Instrument Date	May 3, 2022
Instrument	2022032070
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	314 7TH ST, PACIFIC GROVE, CA 93950-3505

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 5, 2022
Property Address	314 7TH ST, PACIFIC GROVE, CA 93950-3505
Document Number	0000021459
Map Reference	VOL 17 PG 136
Instrument Date	Apr 28, 2022
Instrument	2022021459
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	314 7TH ST, PACIFIC GROVE, CA 93950-3505

Mortgage

Document Number	0000021461
Date	May 5, 2022
Instrument	2022021461

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 24, 2021
Property Address	314 7TH ST, PACIFIC GROVE, CA 93950-3505
Document Number	0000043727
Map Reference	VOL 17 PG 136
Instrument Date	May 14, 2021
Instrument	2021043727
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY SAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	314 7TH ST, PACIFIC GROVE, CA 93950-3505

Mortgage

Document Number	0000043728
Date	Jun 24, 2021
Instrument	2021043728

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	739 Months
Due	Jan 23, 2083

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Sep 4, 2019
Property Address	314 7TH ST, PACIFIC GROVE, CA 93950-3505
Document Number	0000038516
Map Reference	VOL 17 PG 136
Instrument Date	Aug 27, 2019
Instrument	2019038516
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 7TH ST, PACIFIC GROVE, CA 93950-3505

Mortgage

Document Number	0000038517
Date	Sep 4, 2019
Instrument	2019038517

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 16, 2019
Property Address	314 7TH ST, PACIFIC GROVE, CA 93950-3505
Document Number	0000040400
Instrument Date	Aug 27, 2019
Instrument	40400
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	314 7TH ST PACIFIC GROVE CA 939503505, PACIFIC GROVE, CA 93950-3505

Tax Assessment & Valuation

The 2025 property tax bill for 314 7th St was $22,335, up 5.1% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,075,587 (+2%) Land $757,701 Building $1,317,886
2025	$22,335.00 (+5.06%)	$2,034,891 Land $742,845 Building $1,292,046
2024	$21,259.00 (-1.23%)
2023	$21,524.00 (+748.74%)	$1,955,875 Land $714,000 Building $1,241,875
2022	$2,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 314 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 314 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Razzolink.

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