314 5th St S, Dundee, FL 33838 Property Records

Polk County property record for 314 5th St S, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,627 sqft · built 2023
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jan 2023)
Tax Bill	$4,199 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-28-28-836000-025080`

Property Details

APN / Parcel Number

Primary APN	`27-28-28-836000-025080`
Alternative APN	`282827836000025080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,627 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,627 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	121 sqft

Location & Zoning

Street Address	314 5TH ST S
City	DUNDEE
State	FL
Zip	33838-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNDEE PB 1 PG 86 BLK 25 LOT 8
Legal Range	27E
Legal Township	28S
Legal Section	28
Legal Subdivision	DUNDEE
Legal Block	25
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1015
Census Tract	14131

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 5TH ST S, DUNDEE, FL 33838-4312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Aug 30, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	202316323
Deed Book / Page	12558 / 866
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 23, 2023
Property Address	314 5TH ST S, DUNDEE, FL 33838-4312
Document Number	0000016323
Book / Page	12558 / 866
Map Reference	MB 1 PG 86
Instrument Date	Jan 20, 2023
Instrument	2023016323
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	THE TITLE STATION INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5647 LAKE MABEL LOOP RD, LAKE WALES, FL 33898-6521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 5TH ST S, DUNDEE, FL 33838-4312

Mortgage

Document Number	0012558840
Date	Jan 23, 2023
Instrument	12558/840

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Mortgage

Document Number	0000016322
Date	Jan 23, 2023
Book Page	12558/858
Instrument	2023016322

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 30, 2021
Property Address	314 5TH ST S, DUNDEE, FL 33838-4312
Document Number	0000226286
Book / Page	11869 / 1901
Map Reference	MB 1 PG 86
Instrument Date	Aug 26, 2021
Instrument	2021226286
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 883, DUNDEE, FL 33838-0883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5577 LAKE MABEL LOOP RD, LAKE WALES, FL 33898-6519
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,238 (-6.53%) Land $23,247 Building $213,991	$237,238 (-6.98%) Land $23,247 Building $213,991
2025	$4,199.00 (+793.4%)	$253,805 (+1,028.17%)	$255,033 (+1,033.63%) Land $23,247 Building $231,786
2023	$470.00 (+10.85%) Homeowner's exemption	$22,497 (+2%) Land $22,497	$22,497 (+2%) Land $22,497
2022	$424.00	$18,747 Land $18,747	$18,747 Land $18,747

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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