St. Joseph County property record for 314 5th Ave, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,900 (Dec 2024) |
| Tax Bill | $2,798 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-445-111-00 |
| Primary APN | 051-445-111-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 314 5TH AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 17 BLK 62 PORTAGE ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | PORTAGE ADD |
| Legal Block | 62 |
| Legal Lot Number | 17 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 40400 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 5TH AVE, THREE RIVERS, MI 49093-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Nov 28, 2023 | Warranty Deed, Transfer |
| Aug 28, 2023 | Warranty Deed, Transfer |
| Aug 28, 2023 | Fiduciary Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2024 · Amount on Record |
| Deed Sale | Dec 17, 2024 · Amount on Record |
| Prior Sale | Aug 28, 2023 · Amount on Record |
| Deed Document Number | 20248872 |
| Prior Transfer Date | May 1, 2024 |
| Prior Transfer Doc | 2024003473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 10, 2024 |
| Property Address | 314 5TH AVE, THREE RIVERS, MI 49093-1113 |
| Document Number | 2024002829 |
| Map Reference | LB 28 PG 425 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 2024002829 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53902 LAWRENCE RD, MARCELLUS, MI 49067-8542 |
| Document Number | 2024002830 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024002830 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 28, 2023 |
| Property Address | 314 5TH AVE, THREE RIVERS, MI 49093-1113 |
| Document Number | 2023008435 |
| Map Reference | LB 28 PG 425 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023008435 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53902 LAWRENCE RD, MARCELLUS, MI 49067-8542 |
| Name | Verified Name |
|---|---|
| Address | 336 W 1ST ST STE 113, 113, FLINT, MI 48502-1382 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 28, 2023 |
| Property Address | 314 5TH AVE, THREE RIVERS, MI 49093-1113 |
| Document Number | 2023006120 |
| Map Reference | LB 28 PG 425 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 2023006120 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $311.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 827 12TH ST, THREE RIVERS, MI 49093-1251 |
| Name | Verified Name |
|---|---|
| Address | 53902 LAWRENCE RD, MARCELLUS, MI 49067-8542 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 28, 2023 |
| Property Address | 314 5TH AVE, THREE RIVERS, MI 49093-1113 |
| Document Number | 2023006119 |
| Map Reference | LB 28 PG 425 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 2023006119 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $311.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 827 12TH ST, THREE RIVERS, MI 49093-1251 |
| Name | Verified Name |
|---|---|
| Address | 53902 LAWRENCE RD, MARCELLUS, MI 49067-8542 |
| Document Number | 2023006121 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023006121 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,200 (+8.91%) Land $4,100 Building $63,100 | $134,400 (+8.91%) Land $8,200 Building $126,200 | |
| 2025 | $2,798.00 (+207.81%) Homeowner's exemption | $61,700 (+30.72%) Land $4,100 Building $57,600 | $123,400 (+30.72%) Land $8,200 Building $115,200 |
| 2023 | $47,200 Land $2,500 Building $44,700 | $94,400 Land $5,000 Building $89,400 | |
| 2022 | $909.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 44 units insured incl. 33 condo units |
| Nearby Flood Claims | 20 (1981–2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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