314 4th Ave NE, Brainerd, MN 56401 Property Records

Crow Wing County property record for 314 4th Ave NE, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,733 sqft · built 1914
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$198,500 (Jun 2024)
Tax Bill	$1,906 (2026)
Deeds & Mortgages	Mar 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09122009002Z009`

Property Details

APN / Parcel Number

Primary APN	`09122009002Z009`
Alternative APNs	`41191764` `165289` `182256`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,733 sqft Living Area
1st Floor Area	1,062 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1980
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Area	652 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	182256
Street Address	314 4TH AVE NE
City	BRAINERD
State	MN
Zip	56401-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S. 1/2 OF LOT 2 BLOCK 9 AND ALL OF LOT 3 BLOCK 9
Legal Range	30W
Legal Township	45N
Legal Section	19
Legal Subdivision	EAST BRAINERD
Legal Block	9
Legal Lot Number	2,3
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	3
Census Block	3074
Census Tract	951000

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 14TH AVE NE, BRAINERD, MN 56401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2024 · Amount on Record
Deed Sale	Jun 26, 2024 · Amount on Record
Prior Sale	May 14, 2020 · Amount on Record
Deed Document Number	2024998012
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	314 4TH AVE NE, BRAINERD, MN 56401-3130
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 4TH AVE NE, BRAINERD, MN 56401-3130

Mortgage

Document Number	0001007392
Date	Mar 14, 2025
Instrument	1007392

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2065

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,906.00 (-7.66%)	$189,762 (-6.84%)	$216,800 (+6.43%) Land $52,000 Building $164,800
2025		$203,700 (+4.73%) Land $52,700 Building $151,000	$203,700 (+4.73%) Land $52,700 Building $151,000
2023	$2,064.00	$194,500 Land $44,500 Building $150,000	$194,500 Land $44,500 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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