314 3rd St, Union City, NJ 07087 Property Records

Hudson County and Union City property record for 314 3rd St, Union City, NJ 07087

Property Summary

Property Type	Single Family Home
Details	2 bd · 2,038 sqft · built 1923
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Apr 2006)
Tax Bill	$11,833 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00013-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`10-00013-0000-00025`
Alternative APNs	`100001300025` `024600`

Interior

Bedrooms	2 Beds
Units	2 Units
Stories	2 Stories
Building Area	2,038 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Brick
Construction Type	Brick
Lot Area	2,400 sqft (0.055 acres)
Lot Dimensions	100 ft deep x 24 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	024600
Street Address	314 3RD ST
City	UNION CITY
State	NJ
Zip	07087-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	13
Legal Lot Number	25
Jurisdiction	HUDSON NJ
Township / Civil Division	UNION CITY
Census Block Group	1
Census Block	1010
Census Tract	17800

Owner

314 3rd St is owned and occupied by two individuals who acquired it in November 2006.

Source: Hudson County and Union City records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 3RD ST, UNION CITY, NJ 07087-4003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2006 · Amount on File
Deed Sale	Apr 3, 2006 · Amount on File
Prior Sale	Nov 12, 1998 · Amount on File
Deed Document Number	20065211
Deed Book / Page	7860 / 224
Last Transfer Date	Nov 1, 2006
Transfer Doc	0000003402
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUDSON NJ
Recording Date	Nov 12, 2021
Property Address	314 3RD ST, UNION CITY, NJ 07087-4003
Document Number	20211112010117920
Book / Page	9613 / 856
Instrument Date	Sep 20, 2021
Instrument	20211112010117920
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	MAIN STREET TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 3RD ST, UNION CITY, NJ 07087-4003

Mortgage

Document Number	0020112381
Date	Nov 12, 2021
Instrument	20112/381

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 314 3rd St was $11,833, up 2.2% from the year before.

Source: Hudson County and Union City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Union City
Unified School District	Union City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,500 (+4.72%) Land $284,200 Building $386,300	$670,500 (+4.72%) Land $284,200 Building $386,300
2025	$11,833.00 (+2.18%)	$640,300 Land $273,100 Building $367,200	$640,300 Land $273,100 Building $367,200
2024	$11,580.00
2023		$154,700 Land $82,100 Building $72,600	$154,700 Land $82,100 Building $72,600
2022	$11,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 3rd St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 6 condo units
Nearby Flood Claims	5 (2011–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 314 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, Starry.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures