Wadena County property record for 314 3rd St NW, Wadena, MN 56482
| Property Type | Single Family Home |
|---|---|
| Details | 624 sqft · built 2001 |
| Lot Size | 0.162 acres (7,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Sep 2024) |
| Tax Bill | $772 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2024 Sale & Mortgage + 3 more |
| APN | 22-470-1160 |
| Primary APN | 22-470-1160 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 624 sqft Living Area |
| Basement Area | 240 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 7,098 sqft (0.162 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 40 sqft |
| Street Address | 314 3RD ST NW |
|---|---|
| City | WADENA |
| State | MN |
| Zip | 56482-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLEEPERS |
| Legal Subdivision | SLEEPERS |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | WADENA MN |
| Township / Civil Division | WADENA |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 480300 |
Source: Wadena County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 3RD ST NW, WADENA, MN 56482-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 17, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 17, 2022 | Warranty Deed, Transfer |
| May 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK |
| Jun 13, 2005 | Joint Tenancy Deed, Transfer · ARM BNC MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on Record |
| Deed Sale | Sep 13, 2024 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Document Number | 20241692424 |
| Prior Transfer Date | Apr 14, 2005 |
| Prior Transfer Doc | 0000211382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WADENA MN |
| Property Address | 314 3RD ST NW, WADENA, MN 56482-1118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000271280 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 271280 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WADENA MN |
| Recording Date | Sep 17, 2024 |
| Property Address | 314 3RD ST NW, WADENA, MN 56482-1118 |
| Document Number | 0000267974 |
| Instrument Date | Sep 13, 2024 |
| Instrument | 267974 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 3RD ST NW, WADENA, MN 56482-1118 |
| Document Number | 0000267975 |
|---|---|
| Date | Sep 17, 2024 |
| Instrument | 267975 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WADENA MN |
| Recording Date | Nov 17, 2022 |
| Property Address | 314 3RD ST NW, WADENA, MN 56482-1118 |
| Document Number | 0000263189 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 263189 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20833 191ST AVE, VERNDALE, MN 56481-4088 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WADENA MN |
| Recording Date | May 27, 2021 |
| Property Address | 314 3RD ST NW, WADENA, MN 56482-1118 |
| Document Number | 0000258399 |
| Instrument Date | May 25, 2021 |
| Instrument | 258399 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11290 EBINGER RD, BRAINERD, MN 56401-5242 |
| Document Number | 0000258400 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 258400 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | WADENA MN |
| Recording Date | Jun 13, 2005 |
| Property Address | 314 3RD ST NW, WADENA, MN 56482-1118 |
| Document Number | 0000211382 |
| Instrument Date | Apr 14, 2005 |
| Instrument | 211382 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.17 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 314 3RD ST NW, WADENA, MN 56482-1118 |
| Document Number | 0000211383 |
|---|---|
| Date | Jun 13, 2005 |
| Instrument | 211383 |
| Name | BNC MORTGAGE INC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.3% |
| Type Change Date | Jul 1, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.3% |
| Max Rate At Change | 9.3% |
| Index | 6-Month LIBOR |
| Max Rate | 14.3% |
Source: Wadena County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wadena County |
| Municipality | Wadena City |
| Unified School District | Wadena-Deer Creek School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $772.00 (+19.5%) Homeowner's exemption | $85,200 (-3.4%) Land $12,800 Building $72,400 | $85,200 (-3.4%) Land $12,800 Building $72,400 |
| 2025 | $646.00 Homeowner's exemption | $88,200 (+45.3%) Land $10,700 Building $77,500 | $88,200 (+45.3%) Land $10,700 Building $77,500 |
| 2024 | $646.00 (-13.17%) | ||
| 2023 | $744.00 | $60,700 Land $5,300 Building $55,400 | $60,700 Land $5,300 Building $55,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Wadena serves 4,332 people · EPA ID MN1800004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Arvig Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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