314 3rd Ave NE, Lonsdale, MN 55046 Property Records

Rice County property record for 314 3rd Ave NE, Lonsdale, MN 55046

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,290 sqft · built 1934
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,000 (Apr 2025)
Tax Bill	$3,406 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19.26.1.76.002`

Property Details

APN / Parcel Number

Primary APN	`19.26.1.76.002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	462 sqft
Basement Area	1,122 sqft
Finished Basement	990 sqft
Unfinished Basement	132 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	364 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	192 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	314 3RD AVE NE
City	LONSDALE
State	MN
Zip	55046-9305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 2 OF SKLUZACEKS ADD
Legal Subdivision	SKLUZACEKS ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	RICE MN
Township / Civil Division	LONSDALE
Census Block Group	2
Census Block	2023
Census Tract	70102

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 3RD AVE NE, LONSDALE, MN 55046-9305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Dec 2, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Nov 22, 2019	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY
Jul 19, 2018	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	2025774508
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Apr 9, 2025
Property Address	314 3RD AVE NE, LONSDALE, MN 55046-9305
Document Number	000A774508
Instrument Date	Mar 28, 2025
Instrument	A774508
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	WESTON TITLE, WEST TOWN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,059.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	314 3RD AVE NE, LONSDALE, MN 55046-9305

Mortgage

Document Number	000A774509
Date	Apr 9, 2025
Instrument	A774509

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Dec 2, 2020
Property Address	314 3RD AVE NE, LONSDALE, MN 55046-9305
Document Number	0000733266
Instrument Date	Nov 12, 2020
Instrument	733266
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 3RD AVE NE LONSDALE MN 550469305, LONSDALE, MN 55046-9305

Mortgage

Document Number	733267
Date	Dec 2, 2020
Instrument	733267

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	314 3RD AVE NE, LONSDALE, MN 55046-9305
Document Number	0000721827
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	MINNESOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 3RD AVE NE LONSDALE MN 550469305, LONSDALE, MN 55046-9305

Mortgage

Document Number	0000721827
Date	Dec 2, 2019
Instrument	721827

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Jul 19, 2018
Property Address	314 3RD AVE NE, LONSDALE, MN 55046-9305
Document Number	0000708793
Instrument Date	Jul 19, 2018
Instrument	708793
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	SCOTT COUNTY ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 3RD AVE NE LONSDALE MN 550469305, LONSDALE, MN 55046-9305

Mortgage

Document Number	708794
Date	Jul 19, 2018
Instrument	708794

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Lonsdale City
Unified School District	Tri-City United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,406.00 (+5.25%)	$297,500 (+12.77%) Land $54,900 Building $242,600	$297,500 (+12.77%) Land $54,900 Building $242,600
2025		$263,800 (+3.98%) Land $54,900 Building $208,900	$263,800 (+3.98%) Land $54,900 Building $208,900
2024	$3,236.00 (+38.53%)	$253,700 (-) Land $49,700 Building $204,000	$253,700 (-) Land $49,700 Building $204,000
2023	$2,336.00	$253,700 Land $49,700 Building $204,000	$253,700 Land $49,700 Building $204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lonsdale serves 5,079 people · EPA ID MN1660006
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Bevcomm Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Netwave Broadband.

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