314 32nd St W, Bradenton, FL 34205 Property Records

Manatee County property record for 314 32nd St W, Bradenton, FL 34205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,387 sqft · built 1946
Lot Size	0.206 acres (8,960 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Sep 2026)
Tax Bill	$5,410 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35081-0000-9`

Property Details

APN / Parcel Number

Primary APN	`35081-0000-9`
Alternative APN	`3417273508100009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	1,576 sqft
1st Floor Area	1,387 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2001
Exterior Material	Wood Sheathing
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,960 sqft (0.206 acres)
Lot Dimensions	128 ft deep x 70 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	144 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	328 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	314 32ND ST W
City	BRADENTON
State	FL
Zip	34205-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR_R-1
Legal Description	N 32 FT OF LOT 9 & S 38 FT OF LOT 10 BLK A BILTMORE GARDENS PI#35081.0000/9
Legal Range	17E
Legal Township	34S
Legal Section	27
Legal Subdivision	BILTMORE GARDENS
Legal Tract	03507600
Legal Block	A
Legal Lot Number	9
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3036
Census Tract	1202

Owner

314 32nd St W is owned and occupied by two individuals who bought it in September 2026.

Source: Manatee County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 32ND ST W, BRADENTON, FL 34205-2527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 13, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Sep 13, 2022 · Amount on File
Deed Document Number	2026112276
Prior Transfer Date	Jan 30, 2015
Prior Transfer Doc	0025555600
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 28, 2026
Property Address	314 32ND ST W, BRADENTON, FL 34205-2527
Document Number	0000112276
Instrument Date	Sep 28, 2026
Instrument	2026112276
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	PROPERTIES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335,825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 32ND ST W, BRADENTON, FL 34205-2527

Mortgage

Document Number	0000112277,
Date	Sep 28, 2026
Instrument	2026112277

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 13, 2022
Property Address	314 32ND ST W, BRADENTON, FL 34205-2527
Document Number	0041115397
Map Reference	MB 2 PG 147
Instrument Date	Sep 13, 2022
Instrument	202241115397
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2892 W LONG CIR, 2892, LITTLETON, CO 80120-4348

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 32ND ST W, BRADENTON, FL 34205-2527

Mortgage

Document Number	0041115398
Date	Sep 13, 2022
Instrument	202241115398

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 27, 2018
Property Address	314 32ND ST W, BRADENTON, FL 34205-2527
Document Number	0027401121
Book / Page	002740 / 001121
Instrument Date	Jul 27, 2018
Instrument	41076752
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,242.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	379 PIERMONT AVE PIERMONT NY 109681215, PIERMONT, NY 10968-1215

Mortgage

Document Number	27401123
Date	Jul 27, 2018
Book Page	002740/001123
Instrument	41076753

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 314 32nd St W was $5,410, down 12.6% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bradenton City
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,824 (-) Land $76,500 Building $259,324	$335,824 (-) Land $76,500 Building $259,324
2025	$5,410.00 (-12.59%) Homeowner's exemption	$335,824 Land $76,500 Building $259,324	$335,824 Land $76,500 Building $259,324
2024	$6,189.00 (+1.01%)
2023	$6,127.00 (+122.96%) Homeowner's exemption	$366,244 (+97.24%) Land $76,500 Building $289,744	$366,244 (+38.33%) Land $76,500 Building $289,744
2022	$2,748.00 Homeowner's exemption	$185,689	$264,753 Land $75,000 Building $189,753

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 32nd St W in Zone X, an area of minimal flood risk, though there have been 111 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	111 (1981–2024)
Claims Outside the SFHA	6 of 111
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 40 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 7 claims Hurricane Elena, Aug 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 32nd St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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