314 2nd St, Penn, ND 58362 Property Records

Ramsey County property record for 314 2nd St, Penn, ND 58362

Property Summary

Property Type	Single Family Home
Details	1 ba · 916 sqft · built 1900
Lot Size	0.562 acres (24,502 sqft)
Owner	Individual Name on Record
Tax Bill	$804 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit
APN	`14401005267001`

Property Details

APN / Parcel Number

Primary APN	`14401005267001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	916 sqft Living Area
Basement Area	229 sqft
Finished Basement	229 sqft
Unfinished Basement	229 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	24,502 sqft (0.562 acres)
Garage Type	Detached
Garage Area	280 sqft

Location & Zoning

Street Address	314 2ND ST
City	PENN
State	ND
Zip	58362-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 THRU 7 BLK 4 (DL/DL)
Legal Subdivision	PENN TOWNSITE
Legal Block	4
Legal Lot Number	1-7
Jurisdiction	RAMSEY ND
Township / Civil Division	COULEE
Census Block Group	2
Census Block	2218
Census Tract	957700

Owner

Source: Ramsey County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	314 2ND ST, PENN, ND 58362-6211
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000281310
Date	Jul 26, 2023
Instrument	281310

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 19, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
County Subdivision	Coulee Township
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$804.00 (-4.06%)	$33,250 (-) Land $2,200 Building $31,050	$66,500 (-) Land $4,400 Building $62,100
2024	$838.00 (+18.53%)
2023	$707.00	$33,250 Land $2,200 Building $31,050	$66,500 Land $4,400 Building $62,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	203 (1995–2013)
Claims Outside the SFHA	127 of 203
Most Recent Claim	May 2013 · Flooding
Claims by Event	Flooding, May 2013 · 86 claims Severe Storms And Flooding, Jul 2009 · 15 claims Severe Storms, Flooding, & Ground Saturation, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 78% of North Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on 2nd St

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