314 2nd St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 314 2nd St, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1959
Lot Size	0.39 acres (16,997 sqft)
Owner	Individual Name on File
Tax Bill	$7,257 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00043-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`10-00043-0000-00005`
Alternative APN	`100004300005`

Interior

Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	16,997 sqft (0.39 acres)
Lot Dimensions	133 ft deep x 127 ft wide

Location & Zoning

Street Address	314 2ND ST
City	MIDDLESEX
State	NJ
Zip	08846-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	127X133.85 AVG 6-9
Legal Subdivision	DUNELLEN TERRACE
Legal Block	43
Legal Lot Number	5
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1024
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00043-0000-00005

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	314 2ND ST, MIDDLESEX, NJ 08846-1464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 10, 2013
Transfer Doc	201304150377
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	314 2ND ST, MIDDLESEX, NJ 08846-1464
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 2ND ST, MIDDLESEX, NJ 08846-1464

Mortgage

Document Number	0000065758
Date	Oct 28, 2025
Book Page	19861/992
Instrument	2025065758

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Apr 01, 2055

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,500 (+9.99%) Land $146,700 Building $229,800	$376,500 (+9.99%) Land $146,700 Building $229,800
2025	$7,257.00 (-8.38%)	$342,300 (-) Land $146,700 Building $195,600	$342,300 (-) Land $146,700 Building $195,600
2024	$7,921.00 (-27.06%)
2023		$342,300 Land $146,700 Building $195,600	$342,300 Land $146,700 Building $195,600
2022	$10,860.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.