314 2nd St E, Cresco, IA 52136 Property Records

Howard County property record for 314 2nd St E, Cresco, IA 52136 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms2 Baths
Year BuiltBuilt 1897
Square Footage4,241 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2020)
Tax Bill$3,282.00 (2025)

Property Details

APN / Parcel Number

Primary APN320010406020000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms12 Rooms
Building Area4,241 sqft Living Area
Attic Area825 sqft Attic
Attic1 Attic
Basement Area1,680 sqft Basement
Unfinished Basement1,736 sqft Unfinished
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1897
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,019 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area660 sqft Garage
Deck Area66 sqft Deck
Porch Area248 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemRadiant Heating

Location & Zoning

Street Address314 2ND ST E
CityCRESCO
StateIA
Zip52136-1402
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS 65' LOT 6 EX N 25'W 30' S 1/2 LOTS 7&8BLK 4 CRESCO PLAT
Legal SubdivisionCRESCO
Legal Block4
Legal Lot Number7&8 & 6
JurisdictionHOWARD IA
Minor Civil DivisionVERNON SPRINGS
Census Blockgroup1
Census Block1027
Census Tract960100

Owner

Source: Howard County records · APN 320010406020000

Assessment roll updated October 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address314 2ND ST E, CRESCO, IA 52136-1402
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
CUSB BANK
Jul 17, 2020Warranty Deed, Transfer · Conventional Mortgage
CUSB BANK
May 21, 2018Warranty Deed, Transfer
STARION BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleMay 21, 2018 · Amount on Record
Deed Doc Number20201180
Deed Book / Page2020 / 1180
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address314 2ND ST E, CRESCO, IA 52136-1402
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 2ND ST E, CRESCO, IA 52136-1402

Mortgage

Document Number02023/1174
DateAug 17, 2023
Book Page2023/1174
Instrument2023 1174
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address314 2ND ST E, CRESCO, IA 52136-1402
Transaction TypeMortgage
Record UpdatedJun 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002021/706
DateApr 12, 2021
Book Page2021/706
Instrument2021 0706
Lender
NameCUSB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOWARD IA
Recording DateJul 17, 2020
Property Address314 2ND ST E, CRESCO, IA 52136-1402
Document Number02020/1180
Book / Page2020 / 1180
Instrument DateJul 01, 2020
Instrument2020 1180
Transaction TypeTransfer
Record UpdatedJun 01, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$239.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address314 2ND ST E, CRESCO, IA 52136-1402

Mortgage

Document Number02020/1181
DateJul 17, 2020
Book Page2020/1181
Instrument2020 1181
Lender
NameCUSB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOWARD IA
Recording DateMay 21, 2018
Property Address314 2ND ST E, CRESCO, IA 52136-1402
Document Number002018/783
Book / Page2018 / 783
Instrument DateMay 17, 2018
Instrument000000000783
Transaction TypeTransfer
Record UpdatedJun 08, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 2ND ST E, CRESCO, IA 52136-1402

Mortgage

Document Number0000002018/0000000784
DateMay 21, 2018
Book Page0000002018/0000000784
Instrument000000000784
Lender
NameSTARION BANK
TypeBank
Agreement
AmountAmount Recorded
Term356 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated October 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyHoward County
MunicipalityCresco City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,282.00 Homeowner's exemption$214,760 (+13.99%) Land $10,730 Building $204,030$214,760 (+13.99%) Land $10,730 Building $204,030
2024$3,282.00 (+5.12%)
2023$188,410 (+21.96%) Land $10,730 Building $177,680$188,410 (+21.96%) Land $10,730 Building $177,680
2022$3,122.00 Homeowner's exemption$154,490 Land $10,730 Building $143,760
2021$154,490 Land $10,730 Building $143,760

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