Monroe County property record for 314 1st St, Monroe City, MO 63456
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,348 sqft · built 1910 |
| Lot Size | 0.215 acres (9,352 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $766 (2025) |
| Deeds & Mortgages | Aug 2014 Mortgage Aug 2005 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-4.0-18-002-012-010.000 |
| Primary APN | 01-4.0-18-002-012-010.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,348 sqft Adjusted Area |
| Gross Area | 1,218 sqft |
| 1st Floor Area | 1,218 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,352 sqft (0.215 acres) |
| Lot Dimensions | 140 ft deep x 66.8 ft wide |
| Garage Area | 800 sqft |
| Parking Spaces | 1 Parking Space |
| Utility Building | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 314 1ST ST |
|---|---|
| City | MONROE CITY |
| State | MO |
| Zip | 63456-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT. 13 & W1/3 LT. 14, BLK. 14, DAVIS ADD. MONROE CITY |
| Legal Range | 07W |
| Legal Township | 56N |
| Legal Section | 18 |
| Legal Subdivision | DAVIS ADDITION |
| Legal Block | 14 |
| Legal Lot Number | 13-14 |
| Jurisdiction | MONROE MO |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960100 |
Source: Monroe County records · APN 01-4.0-18-002-012-010.000
Assessment roll updated February 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 1ST ST, MONROE CITY, MO 63456-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2014 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANT BANK |
| Aug 22, 2005 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANT BANK |
| Aug 17, 2006 | Deed of Trust, Mortgage · Conventional Mortgage SILVER STATE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MO |
| Property Address | 314 1ST ST, MONROE CITY, MO 63456-1606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020141039 |
|---|---|
| Date | Aug 18, 2014 |
| Instrument | 2014-1039 |
| Name | ALLIANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MO |
| Property Address | 314 1ST ST, MONROE CITY, MO 63456-1606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00314/0298 |
|---|---|
| Date | Aug 22, 2005 |
| Book Page | 314/0298 |
| Name | ALLIANT BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | MONROE CITY, MO 63456 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 02, 2025 |
| Rate | 7.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MO |
| Property Address | 314 1ST ST, MONROE CITY, MO 63456-1606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00319/0515 |
|---|---|
| Date | Aug 17, 2006 |
| Book Page | 319/0515 |
| Name | SILVER STATE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | LAS VEGAS, NV 89123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2036 |
Source: Monroe County records · Assessment roll updated February 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe City R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,830 (-) | $57,000 (-) | |
| 2025 | $766.00 (+77.31%) | $10,830 (+58.33%) | $57,000 (+58.33%) Land $5,200 Building $51,800 |
| 2023 | $6,840 | $36,000 | |
| 2020 | $432.00 |
Source: FEMA National Flood Hazard Layer as of October 17, 2006 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996–1998) |
| Most Recent Claim | Apr 1998 · river or lake flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mark Twain Rural Telephone Company Fixed Wireless | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Chariton Valley Telephone, Ralls Technologies.
Based on FCC filings for 296 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONROE CITY PWS serves 2,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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