314 14th Ave S, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 314 14th Ave S, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 1985
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$267,500 (Dec 2018)
Tax Bill	$1,307 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`461-09-04-0157`

Property Details

APN / Parcel Number

Primary APN	`461-09-04-0157`
Alternative APN	`1950706003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Carport
Carport	Carport
Carport Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1950706003
Street Address	314 14TH AVE S
City	SURFSIDE BEACH
State	SC
Zip	29575-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OCEAN PINES; LT 3 BL 16
Legal Subdivision	OCEAN PINES
Legal Block	16
Legal Lot Number	3
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1035
Census Tract	51202

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 14TH AVE S, SURFSIDE BEACH, SC 29575-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE
Dec 13, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2018 · Amount on Record
Deed Sale	Dec 13, 2018 · Amount on Record
Prior Sale	Jul 3, 2006 · Amount on Record
Deed Document Number	0041662118
Deed Book / Page	4166 / 2118
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	314 14TH AVE S, SURFSIDE BEACH, SC 29575-3104
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 14TH AVE, SURFSIDE BEACH, SC 29575-3104

Mortgage

Document Number	64170000002108
Date	Jul 12, 2021
Book Page	0000006417/0000002108

Lender

Name	AMERICAN FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Dec 13, 2018
Property Address	314 14TH AVE S, SURFSIDE BEACH, SC 29575-3104
Document Number	4166/2118
Book / Page	004166 / 002118
Instrument Date	Dec 12, 2018
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 14TH AVE S SURFSIDE BEACH SC 295753104, SURFSIDE BEACH, SC 29575-3104

Mortgage

Document Number	6049/2369
Date	Dec 13, 2018
Book Page	006049/002369

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,307.00		$404,189 (-) Land $250,000 Building $154,189
2024	$1,307.00 (+12.67%)	$16,168 (+36.09%) Land $10,000 Building $6,168	$404,189 (+36.09%) Land $250,000 Building $154,189
2023	$1,160.00 (+2.56%)	$11,880 (-) Land $5,580 Building $6,300	$297,000 (-) Land $139,500 Building $157,500
2021	$1,131.00	$11,880 Land $5,580 Building $6,300	$297,000 Land $139,500 Building $157,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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