314 12th St, Windber, PA 15963 Property Records

Somerset County property record for 314 12th St, Windber, PA 15963

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,414 sqft · built 1900
Lot Size	0.128 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$49,900 (Jan 2019)
Tax Bill	$1,216 (2026)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`S50-025-295-000`

Property Details

APN / Parcel Number

Primary APN	`S50-025-295-000`
Alternative APNs	`S50-025-295-00` `500006530`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area
1st Floor Area	468 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asbestos
Lot Area	5,600 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	500006530
Street Address	314 12TH ST
City	WINDBER
State	PA
Zip	15963-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 405 2 STY FR HO GAR
Legal Subdivision	WINDBER
Legal Lot Number	405
Jurisdiction	SOMERSET PA
Township / Civil Division	WINDBER
Census Block Group	3
Census Block	3031
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Windber Historic District listed 1991 · 945 contributing resources · NRIS 91001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

314 12th St is owned and occupied by an individual who bought it in January 2019.

Source: Somerset County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	314 12TH ST, WINDBER, PA 15963-1722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2019 · Amount on File
Deed Sale	Jan 28, 2019 · Amount on File
Prior Sale	Oct 15, 2014 · Amount on File
Deed Document Number	2019521
Deed Book / Page	2735 / 176
Prior Transfer Date	Feb 10, 2012
Prior Transfer Doc	2301/0935
Record Updated	Jun 8, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Jan 28, 2019
Property Address	314 12TH ST, WINDBER, PA 15963-1722
Document Number	2735/0176
Book / Page	2735 / 0176
Instrument Date	Jan 24, 2019
Instrument	2019000521
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 HUMBERT SCHOOL RD, 632, ROCKWOOD, PA 15557-5904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 CARBON AVE, CENTRAL CITY, PA 15926-1322

Mortgage

Document Number	2019000522
Date	Jan 28, 2019
Instrument	2019000522

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 314 12th St was $1,216 with a homeowner's exemption, up 5.1% from the year before.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
Municipality	Windber Borough
Unified School District	Windber Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,216.00 (+5.1%) Homeowner's exemption	$16,300 (-)
2025	$1,157.00 (+3.95%) Homeowner's exemption	$16,300 (-)
2024	$1,113.00 (+9.01%)	$16,300 (-)
2023	$1,021.00	$16,300
1998			$32,600 Land $8,240 Building $24,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 12th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1996–2019)
Most Recent Claim	Jul 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDBER AREA AUTH serves 9,463 people · EPA ID PA4560013
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20