314 12th St, Ames, IA 50010 Property Records

Story County property record for 314 12th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jun 2020)
Tax Bill	$2,490 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-128-020`

Property Details

APN / Parcel Number

Primary APN	`09-02-128-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	314 12TH ST
City	AMES
State	IA
Zip	50010-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UCRM
Legal Description	DUFFS ADD W60' LOTS 1 & 2 BLK 6
Legal Range	24W
Legal Township	83N
Legal Section	02
Legal Subdivision	DUFF'S ADD
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2008
Census Tract	900

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 12TH ST, AMES, IA 50010-5412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG CORP
Oct 25, 2013	Deed of Trust, Mortgage WAYNE H OLINGER REVOCABLE TRUST
Apr 1, 2016	Intrafamily Transfer, Transfer · Conventional Mortgage VISIONBANK OF IOWA
Feb 27, 2014	Legal Action/Court Order, Foreclosure · Conventional Mortgage FLAGSTAR BANK FSB
Aug 25, 2006	Deed, Transfer · Conventional Mortgage AMES COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Prior Sale	Feb 27, 2014 · Amount on Record
Deed Document Number	20206093
Prior Transfer Date	Mar 30, 2016
Prior Transfer Doc	0000002519
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	314 12TH ST, AMES, IA 50010-5412
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201711193
Date	Nov 2, 2017
Instrument	2017-11193

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	314 12TH ST, AMES, IA 50010-5412
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006094
Date	Jun 9, 2020
Instrument	2020-06094

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2030

Interest

Rate Type	Fixed Rate

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	314 12TH ST, AMES, IA 50010-5412
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300012756
Date	Oct 25, 2013
Instrument	2013-00012756

Lender

Name	WAYNE H OLINGER REVOCABLE TRUST
Address	00000

Agreement

Amount	Amount Recorded

April 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Apr 1, 2016
Property Address	314 12TH ST, AMES, IA 50010-5412
Document Number	201600002519
Instrument Date	Mar 30, 2016
Instrument	2016-00002519
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 12TH ST, AMES, IA 50010-5412

Mortgage

Document Number	201600002520
Date	Apr 1, 2016
Instrument	2016-00002520

Lender

Name	VISIONBANK OF IOWA
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2031

February 2014: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	STORY IA
Recording Date	Feb 27, 2014
Property Address	314 12TH ST, AMES, IA 50010-5412
Document Number	201400001443
Instrument Date	Feb 18, 2014
Instrument	2014-00001443
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3314 CEDAR LN, AMES, IA 50014-8301

Mortgage

Document Number	201400001444
Date	Feb 27, 2014
Instrument	2014-00001444

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2029

August 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	STORY IA
Recording Date	Aug 25, 2006
Property Address	314 12TH ST, AMES, IA 50010-5412
Document Number	200600010653
Instrument Date	Aug 15, 2006
Instrument	2006-00010653
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 12TH ST, AMES, IA 50010-5412

Mortgage

Document Number	200600010654
Date	Aug 25, 2006
Instrument	2006-00010654

Lender

Name	AMES COMMUNITY BANK
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,490.00 (-1.66%)	$181,000 (+3.72%) Land $36,000 Building $145,000	$181,000 (+3.72%) Land $36,000 Building $145,000
2024	$2,532.00 (+6.57%)
2023		$174,500 Land $35,300 Building $139,200	$174,500 Land $35,300 Building $139,200
2022	$2,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ICS Advanced Technologies, T-Mobile.

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