31399 Circle Ln, Rocky Mount, MO 65072 Property Records

Morgan County property record for 31399 Circle Ln, Rocky Mount, MO 65072

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,212 sqft · built 1986
Lot Size	0.193 acres (8,416 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-4.0-17-200-013-012.000`

Property Details

APN / Parcel Number

Primary APN	`21-4.0-17-200-013-012.000`

Interior

Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,416 sqft (0.193 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Deck Area	1 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31399 CIRCLE LN
City	ROCKY MOUNT
State	MO
Zip	65072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BOB WHITE HAVEN 80 X 105.2 IRR
Legal Range	16
Legal Township	40
Legal Section	17
Legal Subdivision	BOB WHITE HAVEN
Legal Block	1
Legal Lot Number	4
Jurisdiction	MORGAN MO
Township / Civil Division	OSAGE
Census Block Group	1
Census Block	1041
Census Tract	470401

Owner

Source: Morgan County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 718, ELDON, MO 65026-0718
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENCE BANK
Apr 30, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	31399 CIRCLE LN, ROCKY MOUNT, MO 65072-2815
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	MONARCH TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 718, ELDON, MO 65026-0718

Mortgage

Document Number	0202004500
Date	Aug 20, 2020
Instrument	202004500

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	31399 CIRCLE LN, ROCKY MOUNT, MO 65072-2815
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31399 CIRCLE LN, ELDON, MO 65072-2815

Mortgage

Document Number	0202102843
Date	Apr 30, 2021
Instrument	202102843

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	BELLEVILLE, IL 62226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Unified School District	Eldon R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,400 (-) Land $11,856 Building $58,544	$370,500 (-) Land $62,400 Building $308,100
2025	$3,174.00 (+7.09%)	$70,400 (+12.1%)
2024			$370,500 (+12.1%) Land $62,400 Building $308,100
2023	$2,964.00 (-0.74%)	$62,800
2022	$2,986.00 (-6.6%)		$330,500 Land $55,200 Building $275,300
2011	$3,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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