31390 Spearin Rd, Salisbury, MD 21804 Property Records

Wicomico County property record for 31390 Spearin Rd, Salisbury, MD 21804

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,664 sqft · built 1978
Lot Size	0.461 acres (20,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$54,100 (Nov 1993)
Tax Bill	$1,538 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-008809`

Property Details

APN / Parcel Number

Primary APN	`08-008809`
Alternative APN	`008809`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,664 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,072 sqft (0.461 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	008809
Street Address	31390 SPEARIN RD
City	SALISBURY
State	MD
Zip	21804-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL-A L-4 20,072 SQFT 31390 SPEARIN ROAD RICHARDSON-MITCHELL PLAT
Legal Subdivision	MAE P RICHARDSON PROP
Legal Block	A
Legal Lot Number	4
Jurisdiction	WICOMICO MD
Township / Civil Division	8, NUTTERS
Census Block Group	1
Census Block	1011
Census Tract	10605

Owner

Source: Wicomico County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31390 SPEARIN RD, SALISBURY, MD 21804-1566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 1993 · Amount on Record
Deed Sale	Nov 30, 1993 · Amount on Record
Prior Sale	Jun 24, 1993 · Amount on Record
Deed Book / Page	1366 / 629
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	31390 SPEARIN RD, SALISBURY, MD 21804-1566
Document Number	0041180050
Book / Page	004118 / 000050
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31390 SPEARIN RD SALISBURY MD 218041566, SALISBURY, MD 21804-1566

Mortgage

Document Number	0041180050
Date	Jan 27, 2017
Book Page	004118/000050

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,833 (+13.92%)	$168,900 (+2.8%) Land $25,000 Building $143,900
2025	$1,538.00 (+7.63%) Homeowner's exemption
2023	$1,429.00 Homeowner's exemption	$145,567	$164,300 Land $25,000 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 92% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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