3139 Ebbtide Dr, Edgewood, MD 21040 Property Records

Harford County property record for 3139 Ebbtide Dr, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,580 sqft · built 1991
Lot Size0.119 acres (5,175 sqft)
OwnerIndividual Name on Record
Last Sale$152,000 (Jun 2003)
Tax Bill$2,874 (2026)
Deeds & MortgagesJan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN01-077805

Property Details

APN / Parcel Number

Primary APN01-077805
Alternative APNs
  • 1077805
  • 077805

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,580 sqft Total Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,175 sqft (0.119 acres)
Lot Dimensions115 ft deep x 45 ft wide
Garage TypeMixed
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area88 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number077805
Street Address3139 EBBTIDE DR
CityEDGEWOOD
StateMD
Zip21040-2920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 19 45/45X115 3139 EBBTIDE DRIVE HARBOUR OAKS PT 43/10
Legal SubdivisionHARBOUR OAKS
Legal Lot Number19,3139
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3002
Census Tract301602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3139 EBBTIDE DR, EDGEWOOD, MD 21040-2920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2003 · Amount on Record
Deed SaleJun 11, 2003 · Amount on Record
Prior SaleApr 7, 2003 · Amount on Record
Deed Document Number20033696
Deed Book / Page4652 / 346
Transfer Doc2091000623
Record UpdatedOct 29, 2026

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Property Address3139 EBBTIDE DR, EDGEWOOD, MD 21040-2920
Document Number0122630283
Instrument DateJan 12, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3139 EBBTIDE DR EDGEWOOD MD 210402920, EDGEWOOD, MD 21040-2920

Mortgage

Document Number0122630283
DateMar 16, 2017
Book Page012263/000283
Lender
NameSUNTRUST BK
TypeBank
AddressNASHVILLE, TN 37230-5053
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 15, 2037
Interest
Rate TypeAdjustable Rate
Rate4.99%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,874.00 (+17.4%) Homeowner's exemption$263,700 (+6.79%) Land $60,100 Building $203,600$263,700 (-) Land $60,100 Building $203,600
2025$2,448.00 (+8.51%) Homeowner's exemption$246,933 (+15.71%)$263,700 (+23.57%) Land $60,100 Building $203,600
2023$213,400 Land $60,100 Building $153,300$213,400 Land $60,100 Building $153,300
2022$2,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims7 (1996–2013)
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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