31380 3rd St, Pengilly, MN 55775 Property Records

Itasca County property record for 31380 3rd St, Pengilly, MN 55775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,914 sqft · built 1955
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,800 (Oct 2014)
Tax Bill	$2,622 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`18-560-0305`

Property Details

APN / Parcel Number

Primary APN	`18-560-0305`
Alternative APNs	`126545` `20494`

Interior

Bedrooms	3 Beds
Building Area	1,914 sqft Base Area
1st Floor Area	1,914 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Mixed
Garage Area	1,172 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	80 sqft
Storage Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	126545
Street Address	31380 3RD ST
City	PENGILLY
State	MN
Zip	55775-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	N 200FT OF S 800FT OF OUTLOT A
Legal Range	23W
Legal Township	56N
Legal Section	13
Legal Subdivision	2ND ADD TO SWAN LAKE
Legal Lot Number	A
Jurisdiction	ITASCA MN
Township / Civil Division	GREENWAY
Census Block Group	3
Census Block	3049
Census Tract	481002

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31380 3RD ST, PENGILLY, MN 55775-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
May 17, 2018	Deed of Trust, Mortgage CAMBRIA FINANCIAL GROUP
May 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIA FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2014 · Amount on Record
Deed Sale	Oct 29, 2014 · Amount on Record
Prior Sale	Jul 16, 2014 · Amount on Record
Deed Document Number	2014288374
Prior Transfer Date	Sep 15, 2005
Prior Transfer Doc	0000048716
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Recording Date	Jun 22, 2026
Property Address	31380 3RD ST, PENGILLY, MN 55775-2012
Document Number	0000073291
Instrument Date	Jun 10, 2026
Instrument	202673291
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31380 3RD ST, PENGILLY, MN 55775-2012

Mortgage

Document Number	0000073291,
Date	Jun 22, 2026
Instrument	202673291

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	31380 3RD ST, PENGILLY, MN 55775-2012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000076/0000000047
Date	May 17, 2018
Book Page	0000000076/0000000047
Instrument	T000064489

Lender

Name	CAMBRIA FINANCIAL GROUP

Agreement

Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	31380 3RD ST, PENGILLY, MN 55775-2012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000065477
Date	May 16, 2019
Instrument	T000065477

Lender

Name	CAMBRIA FINANCIAL GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Greenway Township
Unified School District	Greenway Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,622.00 (+1.16%) Homeowner's exemption
2025		$309,000 (+30.93%) Land $26,000 Building $283,000	$309,000 (+30.93%) Land $26,000 Building $283,000
2024	$2,592.00
2022		$236,000 Land $24,800 Building $211,200	$236,000 Land $24,800 Building $211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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