Calloway County property record for 3138 Wrather Rd, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 680 sqft · built 2005 |
| Lot Size | 5.4 acres (235,660 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,000 (Dec 2004) |
| Tax Bill | $779 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-0-0023-D |
| Primary APN | 029-0-0023-D |
|---|---|
| Alternative APN |
|
| Building Area | 680 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Lot Area | 235,660 sqft (5.4 acres) |
| Garage Area | 1,720 sqft |
| Parking Spaces | 6 Parking Spaces |
| Account Number | 38432 |
|---|---|
| Street Address | 3138 WRATHER RD |
| City | MURRAY |
| State | KY |
| Zip | 42071-7454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3138 WRATHER ROAD |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | KIRKSEY |
| Census Block Group | 2 |
| Census Block | 2081 |
| Census Tract | 10200 |
3138 Wrather Rd is owned and occupied by an individual who bought it in December 2004.
Source: Calloway County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3138 WRATHER RD, MURRAY, KY 42071-7454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2004 · Amount on File |
| Deed Sale | Dec 15, 2004 · Amount on File |
| Deed Document Number | 0000575213 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 3138 WRATHER RD, MURRAY, KY 42071-7454 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1211/353 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 1211/353 |
| Instrument | 634084 |
| Name | HERITAGE BANK USA INC |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 25, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3138 Wrather Rd was $779.
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $779.00 | $85,000 | $85,000 |
| 2023 | $478.00 | $50,000 | $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3138 Wrather Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3138 Wrather Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Verizon, West Kentucky Rural Telephone Cooperative.
5G (outdoors only) and 4G LTE
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