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3138 Spencer Dr, Bronx, NY 10465 Property Records

New York City property record for 3138 Spencer Dr, Bronx, NY 10465

Property Summary

Property TypeTriplex
Details3,165 sqft · built 1950
Lot Size0.109 acres (4,752 sqft)
OwnerIndividual Name on File
Last Sale$850,000 (May 2017)
Tax Bill$11,185 (2025)
Deeds & MortgagesDec 2019 Mortgage
Dec 2019 Loan Modification
+ 2 more
APN05411-0115

Property Details

APN / Parcel Number

Primary APN05411-0115
Alternative APNs
  • 1803054110115
  • 2-05411-0115

Interior

Units3 Units
Stories2 Stories
Building Area3,165 sqft Living Area
1st Floor Area1,274 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2017
Architectural StyleTriplex
Lot Area4,752 sqft (0.109 acres)
Lot Dimensions99.6 ft deep x 44.5 ft wide
View / LotCorner

Location & Zoning

Account Number2-05411-0115
Street Address3138 SPENCER DR
CityBRONX
StateNY
Zip10465-1205
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR3A
Legal SubdivisionLORILLARD SPENCER FARM/THROGGS
Legal Block5411
Legal Lot Number115
JurisdictionBRONX NY
Township / Civil DivisionBRONX
Census Block Group3
Census Block3000
Census Tract27401

Owner

Source: New York City assessment roll, APN 05411-0115, as of April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3138 SPENCER DR, BRONX, NY 10465-1205
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
EAST WEST BK
Dec 23, 2019Loan Modification, Mortgage · Conventional Mortgage
EAST WEST BK
Oct 29, 2018Quit Claim Deed, Transfer
KCT ABSTRACT LLC
May 11, 2017Deed, Transfer
HANOVER COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 11, 2017 · Amount on Record
Deed SaleMay 11, 2017 · Amount on Record
Prior SaleDec 24, 2009 · Amount on Record
Deed Document Number20172017000178788
Prior Transfer DateJun 07, 2012
Prior Transfer Doc0000255723
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRONX NY
Property Address3138 SPENCER DR, BRONX, NY 10465-1205
Document Number0000007018
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2020
Title CompanyLIBERTY LAND ABSTRACT, LIBERTY LAND ABS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3138 SPENCER DR BRONX NY 104651205, BRONX, NY 10465-1205

Mortgage

Document Number0000007018
DateJan 07, 2020
Instrument7018
Lender
NameEAST WEST BK
TypeBank
AddressEL MONTE, CA 91731
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 06, 2035

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBRONX NY
Property Address3138 SPENCER DR, BRONX, NY 10465-1205
Document Number0000007019
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2020
Title CompanyLIBERTY LAND ABSTRACT, LIBERTY LAND ABS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3138 SPENCER DR BRONX NY 104651205, BRONX, NY 10465-1205

Mortgage

Document Number0000007019
DateJan 07, 2020
Instrument7019
Lender
NameEAST WEST BK
TypeBank
AddressEL MONTE, CA 91731
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 06, 2035
Interest
Rate TypeFixed Rate
Rate4.25%

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRONX NY
Recording DateOct 29, 2018
Property Address3138 SPENCER DR, BRONX, NY 10465-1205
Document Number0000359116
Instrument DateOct 16, 2018
Instrument359116
Transaction TypeTransfer
Record UpdatedNov 08, 2018
Title CompanyKCT ABSTRACT LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3138 SPENCER DR BRONX NY 104651205, BRONX, NY 10465-1205

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionBRONX NY
Recording DateMay 11, 2017
Property Address3138 SPENCER DR, BRONX, NY 10465-1205
Document Number0000178788
Instrument DateApr 10, 2017
Instrument2017000178788
Transaction TypeTransfer
Record UpdatedJul 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3138 SPENCER DR, 3138, BRONX, NY 10465-1205

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 ALLERTON AVE, BRONX, NY 10467-7405

Mortgage

Document Number0000178789
DateMay 11, 2017
Instrument2017000178789
Lender
NameHANOVER COMMUNITY BANK
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: New York City assessment roll as of April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyBronx County
MunicipalityNew York City
Unified School DistrictNew York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$59,031 (+12.09%) Land $10,808 Building $48,223$1,207,000 (+31.48%) Land $221,000 Building $986,000
2025$11,185.00 (+5.75%)
2023$10,577.00$52,666 Land $12,679 Building $39,987$918,000 Land $221,000 Building $697,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360050274013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1979–2023)
Claims Outside the SFHA4 of 17
Most Recent ClaimApr 2023 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 920 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY7003493, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW YORK CITY SYSTEM
serves 8,271,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead10 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureUncovered finished water reservoir
currently in violation since Feb 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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