3138 S 98th St, Mesa, AZ 85212 Property Records

Maricopa County property record for 3138 S 98th St, Mesa, AZ 85212

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,530 sqft · built 2000
Lot Size0.208 acres (9,045 sqft)
Owner2 Individual Names on File
Tax Bill$2,441 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2020 Mortgage
Flood ZoneZone D (undetermined)
APN304-02-714

Property Details

APN / Parcel Number

Primary APN304-02-714
Alternative APN
  • 304027147

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,530 sqft Living Area
Gross Area3,737 sqft
1st Floor Area1,820 sqft
2nd Floor Area1,710 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area9,045 sqft (0.208 acres)
Parking Spaces3 Parking Spaces
Pool Area350 sqft
Patio Area207 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address3138 S 98TH ST
CityMESA
StateAZ
Zip85212-2055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionMESQUITE CANYON UNIT 2 MCR 475-32
Legal Range7E
Legal Township1S
Legal Section10
Legal SubdivisionMESQUITE CANYON UNIT 2
Legal Lot Number668
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1011
Census Tract422643

Owner

3138 S 98th St is owned and occupied by two individuals who acquired it in November 2020.

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3138 S 98TH ST, MESA, AZ 85212-2055
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 16, 2020Intrafamily Transfer, Transfer · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2020
Deed SaleNov 16, 2020
Prior SaleFeb 26, 2001 · Amount on File
Deed Document Number20201118114
Prior Transfer DateNov 11, 2020
Prior Transfer Doc0001118114
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3138 S 98TH ST, MESA, AZ 85212-2055
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3138 S 98TH ST, MESA, AZ 85212-2055

Mortgage

Document Number0000916437
DateAug 25, 2021
Instrument20210916437
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateNov 16, 2020
Property Address3138 S 98TH ST, MESA, AZ 85212-2055
Document Number0001118114
Map ReferenceMB 475 PG 32
Instrument DateNov 11, 2020
Instrument20201118114
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanySECURITY TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3138 S 98TH ST, MESA, AZ 85212-2055

Mortgage

Document Number0001118115
DateNov 16, 2020
Instrument20201118115
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3138 S 98th St was $2,441.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityMesa City
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,480 (+77.42%)$584,800 (+5.85%) Land $116,900 Building $467,900
2025$2,441.00$32,962 (-44.01%)$552,500 (-6.15%) Land $110,500 Building $442,000
2024$58,870$588,700 Land $117,700 Building $471,000
2023$2,368.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3138 S 98th St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3138 S 98th St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 63% of Arizona
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MESA
serves 466,000 people · EPA ID AZ0407095
Water SourceSurface water
Last State InspectionNov 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
CopperNet Systems
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20

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