Pinellas County property record for 3138 Phoenix Ave, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,218 sqft · built 2021 |
| Lot Size | 0.417 acres (18,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,525,000 (Aug 2026) |
| Tax Bill | $17,104 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-781-1521-9 |
| Primary APN | C62-000-781-1521-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,218 sqft Living Area |
| Gross Area | 7,056 sqft |
| 1st Floor Area | 3,218 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Frame/Stucco |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 18,160 sqft (0.417 acres) |
| Lot Dimensions | 151 ft deep x 72 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 2,246 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 675 sqft |
| Loading Dock | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R422620 |
|---|---|
| Street Address | 3138 PHOENIX AVE |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | WEST OLDSMAR SEC NO. 1 BLK 9, LOT 17 (MAP N22-28-16) |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 22 |
| Legal Subdivision | WEST OLDSMAR SEC NO. 1 |
| Legal Tract | 96660 |
| Legal Block | 9 |
| Legal Lot Number | 17 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 27320 |
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3138 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUST BANK |
| Dec 29, 2021 | Warranty Deed, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP |
| Apr 4, 2018 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on Record |
| Deed Sale | Aug 19, 2026 · Amount on Record |
| Prior Sale | Dec 29, 2021 · Amount on Record |
| Deed Document Number | 2026222999 |
| Deed Book / Page | 23667 / 1071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 19, 2026 |
| Property Address | 3138 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0000222999 |
| Book / Page | 23667 / 1071 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026222999 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | FIRST SOURCE TITLE, FIRST TITLE SOURCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,078,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3138 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0000223001, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 2026223001 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.58% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 3138 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0218691162 |
| Book / Page | 21869 / 1162 |
| Map Reference | MB 9 PG 79 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021419810 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | WESTCHASE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3910 W SLIGH AVE, TAMPA, FL 33614-3925 |
| Name | Verified Name |
|---|---|
| Address | 3138 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0218691164 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 21869/1164 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 4, 2018 |
| Property Address | 3138 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0200001984 |
| Book / Page | 020000 / 001984 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 104131 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3725 SHORE BLVD OLDSMAR FL 346775630, OLDSMAR, FL 34677-5630 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,104.00 (+6.75%) | $1,022,941 (+5.99%) | $1,315,793 (+7.77%) Land $197,277 Building $1,118,516 |
| 2023 | $16,022.00 (+4.06%) Homeowner's exemption Veteran's exemption | $965,157 (+5.08%) | $1,220,935 (+17.89%) Land $286,751 Building $934,184 |
| 2022 | $15,397.00 Homeowner's exemption | $918,496 | $1,035,620 Land $334,354 Building $701,266 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 177 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 63 (1985–2024) |
| Claims Outside the SFHA | 4 of 63 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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