3138 Meander Bend, Odenton, MD 21113 Property Records

Anne Arundel County property record for 3138 Meander Bend, Odenton, MD 21113

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,582 sqft · built 2021
Lot Size	0.153 acres (6,670 sqft)
Owner	2 Individual Names on File
Last Sale	$612,148 (Jul 2021)
Tax Bill	$7,955 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-816-90250706`

Property Details

APN / Parcel Number

Primary APN	`04-816-90250706`
Alternative APN	`81690250706`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,582 sqft Living Area
Gross Area	3,982 sqft
1st Floor Area	1,990 sqft
Basement Area	1,592 sqft
Finished Basement	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,670 sqft (0.153 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	242 sqft
Deck Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	81690250706
Street Address	3138 MEANDER BND
City	ODENTON
State	MD
Zip	21113-3096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT J2-102 REGENCY AT TWO RIVERS
Legal Subdivision	REGENCY AT TWO RIVERS
Legal Block	3
Legal Lot Number	J2-10
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3008
Census Tract	740704

Owner

3138 Meander Bend is owned and occupied by two individuals who bought it in July 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3138 MEANDER BND, ODENTON, MD 21113-3096
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed, Transfer · VA Mortgage NAVY FCU
Mar 22, 2021	Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Mar 22, 2021 · Amount on File
Deed Book / Page	37192 / 93
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 14, 2021
Property Address	3138 MEANDER BND, ODENTON, MD 21113-3096
Document Number	0371920093
Book / Page	37192 / 93
Map Reference	MB 363 PL 35-41
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,651.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3138 MEANDER BND, ODENTON, MD 21113-3096

Mortgage

Document Number	37192100
Date	Jul 14, 2021
Instrument	37192/100

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 22, 2021
Property Address	3138 MEANDER BND, ODENTON, MD 21113-3096
Document Number	0363990082
Book / Page	36399 / 82
Map Reference	MB 363PG35-41PL18711
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Tax	$3,115.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2661 RIVA RD STE 220, 2661, ANNAPOLIS, MD 21401-7364

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3138 Meander Bend was $7,955 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,033	$783,300 Land $181,000 Building $602,300
2025	$7,955.00
2023	$7,189.00	$658,333	$682,400 Land $176,000 Building $506,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3138 Meander Bend in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3138 Meander Bend is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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