3138 E Britain Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 3138 E Britain Ave, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,015 sqft · built 1954
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Sep 2018)
Tax Bill$2,108 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-5590-0031-02-3

Property Details

APN / Parcel Number

Primary APN03-5590-0031-02-3
Alternative APN
  • 11-03-5590-0031-02-3

Interior

Full Baths1 Bath
Building Area1,015 sqft Living Area
1st Floor Area1,015 sqft
Basement Area1,015 sqft
Unfinished Basement1,015 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRaised Ranch
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions131 ft deep x 192 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3138 E BRITAIN AVE
CityBENTON HARBOR
StateMI
Zip49022-9758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2 SING FA
Legal DescriptionLOTS 31 & 32 O'BRIENS SHAMROCK TERRACE NO 2
Legal SubdivisionO BRIENS SHAMROCK TERRACE # 2
Legal Lot Number31-32
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group2
Census Block2004
Census Tract2400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3138 E BRITAIN AVE, BENTON HARBOR, MI 49022-9758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2018 · Amount on Record
Deed SaleSep 13, 2018 · Amount on Record
Prior SaleSep 13, 2018 · Amount on Record
Deed Document Number20182261
Deed Book / Page3216 / 3411
Prior Transfer DateSep 21, 2006
Prior Transfer Doc02748/1128
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateSep 13, 2018
Property Address3138 E BRITAIN AVE, BENTON HARBOR, MI 49022-9758
Document Number03216/3411
Book / Page3216 / 3411
Map ReferenceLB21 PG27
Instrument DateAug 31, 2018
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyCHICAGO TITLE OF MICHIGAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5450 DEFIELD RD, COLOMA, MI 49038-8501

Transferred To (Grantee/Buyer)

NameVerified Name
Address3138 E BRITAIN AVE, BENTON HARBOR, MI 49022-9758
InvestorPossibly a Property Investor

Mortgage

Document Number0032163415
DateSep 13, 2018
Instrument3216/3415
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Mortgage

Document Number03216/3429
DateSep 13, 2018
Book Page3216/3429
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105,300 (+15.84%)$210,600 (+15.84%)
2025$2,108.00 (-30.93%) Homeowner's exemption$90,900 (+16.99%)$181,800 (+16.99%)
2024$3,052.00 (+64%)
2023$77,700$155,400
2022$1,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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