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3138 Cactus Cir, Highland, CA 92346 Property Records

San Bernardino County property record for 3138 Cactus Cir, Highland, CA 92346

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,904 sqft · built 1979
Lot Size0.184 acres (8,000 sqft)
OwnerIndividual Name on File
Last Sale$167,000 (Jun 2001)
Tax Bill$3,316 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0285-921-41-0000

Property Details

APN / Parcel Number

Primary APN0285-921-41-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,904 sqft Living Area
Gross Area2,576 sqft
1st Floor Area1,904 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleModern
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area8,000 sqft (0.184 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3138 CACTUS CIR
CityHIGHLAND
StateCA
Zip92346-1739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 10015 LOT 41
Legal Tract10015
Legal Block2
Legal Lot Number41
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group2
Census Block2004
Census Tract7404

Owner

3138 Cactus Cir is owned and occupied by an individual who bought it in June 2001.

Source: San Bernardino County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address3138 CACTUS CIR, HIGHLAND, CA 92346-1739
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2001 · Amount on File
Deed SaleJun 22, 2001 · Amount on File
Deed Document Number2001243502
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3138 CACTUS CIR, HIGHLAND, CA 92346-1739
Transaction TypeMortgage
Record UpdatedJul 12, 2021
Title CompanyCHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3138 CACTUS CIR, HIGHLAND, CA 92346-1739

Mortgage

Document Number0000291431
DateJun 28, 2021
Instrument2021-0291431
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3138 Cactus Cir was $3,316 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$256,679 (+2%) Land $64,170 Building $192,509
2025$3,316.00 Homeowner's exemption$251,646 Land $62,912 Building $188,734
2023$3,075.00 (-0.1%) Homeowner's exemption$241,874 Land $60,469 Building $181,405
2022$3,078.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3138 Cactus Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3138 Cactus Cir is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 49% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST VALLEY WATER DISTRICT
serves 108,600 people · EPA ID CA3610064
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cactus Cir

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