3138 Ashbrook Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 3138 Ashbrook Ln, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,962 sqft · built 2004
Lot Size	0.131 acres (5,705 sqft)
Owner	2 Individual Names on File
Last Sale	$2,125,000 (Apr 2026)
Tax Bill	$28,201 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`223-310-048-2`

Property Details

APN / Parcel Number

Primary APN	`223-310-048-2`
Alternative APN	`223-310-048`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,962 sqft Living Area
1st Floor Area	1,503 sqft
2nd Floor Area	1,459 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,705 sqft (0.131 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3138 ASHBROOK LN
City	SAN RAMON
State	CA
Zip	94582-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8714 L179
Legal Subdivision	SUBDIVISION #8714
Legal Tract	8714
Legal Lot Number	179
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1013
Census Tract	355125

Owner

3138 Ashbrook Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3138 ASHBROOK LN, SAN RAMON, CA 94582-5704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 20, 2026	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO
Nov 13, 2018	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Oct 14, 2022	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Oct 14, 2022 · Amount on File
Deed Document Number	202639836
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3138 ASHBROOK LN, SAN RAMON, CA 94582-5704
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3138 ASHBROOK LN, SAN RAMON, CA 94582-5704
Investor	Possibly a Property Investor

Mortgage

Document Number	0000109513
Date	Jul 7, 2022
Instrument	2022-109513

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 20, 2026
Property Address	3138 ASHBROOK LN, SAN RAMON, CA 94582-5704
Document Number	0000039836
Instrument Date	Apr 17, 2026
Instrument	202639836
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3138 ASHBROOK LN, SAN RAMON, CA 94582-5704

Mortgage

Document Number	0000039837,
Date	Apr 20, 2026
Instrument	202639837

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3138 ASHBROOK LN, SAN RAMON, CA 94582-5704
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183405
Date	Nov 13, 2018
Instrument	2018-183405

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 14, 2022
Property Address	3138 ASHBROOK LN, SAN RAMON, CA 94582-5704
Document Number	0000154383
Map Reference	MB 459 PG 33
Instrument Date	Oct 10, 2022
Instrument	2022-154383
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3138 ASHBROOK LN, SAN RAMON, CA 94582-5704

Mortgage

Document Number	0000154384
Date	Oct 14, 2022
Instrument	2022-154384

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	Other
Margin	3
Max Rate	9.62%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3138 ASHBROOK LN, SAN RAMON, CA 94582-5704
Document Number	0000118580
Instrument Date	Jun 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3138 ASHBROOK LN SAN RAMON CA 945825704, SAN RAMON, CA 94582-5704

Mortgage

Document Number	0000118580
Date	Jun 18, 2020
Instrument	118580

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3138 Ashbrook Ln was $28,201.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,122,415 (+2%) Land $1,379,570 Building $742,845
2025	$28,201.00 Homeowner's exemption	$2,080,800 Land $1,352,520 Building $728,280
2023	$27,559.00 (+45.51%) Homeowner's exemption	$2,000,000 Land $1,300,000 Building $700,000
2022	$18,939.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3138 Ashbrook Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3138 Ashbrook Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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